State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 27

Sorted by most complaints

Avant Credit Corporation

C
2 total complaints ↓ falling

B&B Hold Corp.

B
2 total complaints ↑ rising

Bank OZK

B
2 total complaints ↓ falling

Belmont Finance LLC

C
2 total complaints → stable

BOC LLC

C
2 total complaints ↓ falling

BRite Financial Services, Inc.

D
2 total complaints ↓ falling

Bass & Associates, P.C., Attorneys at Law

B
2 total complaints ↓ falling

Bayview Solutions LLC

D
2 total complaints ↓ falling

Bell Global Solutions LLC

F
2 total complaints ↓ falling

Benjamin Chaise & Associates

C
2 total complaints ↓ falling

Bennett Law PLLC

B
2 total complaints ↓ falling

Bilateral Credit Corp, LLC

D
2 total complaints → stable

Bitstamp USA, Inc.

F
2 total complaints ↑ rising

Bowen & Associates Recovery, Inc

D
2 total complaints ↓ falling

Brookshaw Management, LLC

B
2 total complaints ↓ falling

Business Financing Corporation

C
2 total complaints ↑ rising

Butler and Associates, PA

C
2 total complaints ↓ falling

C & M Associates Group, Inc.

B
2 total complaints ↓ falling

CAB Receivables, Inc.

F
2 total complaints ↓ falling

Carmel Financial Corporation, Inc.

B
2 total complaints ↓ falling

CARS Acquisition, LLC

B
2 total complaints ↑ rising

CB1, Inc.

D
2 total complaints ↓ falling

CCB Credit Serivces, Inc

C
2 total complaints ↓ falling

CHECKredi of Kentucky, LLC

D
2 total complaints ↑ rising

Choice Capital Fund

F
2 total complaints ↓ falling

CIR, Law Offices

D
2 total complaints ↓ falling

Collectron, Inc.

D
2 total complaints ↓ falling

Congress Collection Corp

C
2 total complaints ↓ falling

Contract Resolve Group LLC

C
2 total complaints ↓ falling

Credit World Services, Inc.

C
2 total complaints ↓ falling

Cresco Capital Inc.

D
2 total complaints → stable

Cade Investments LLC

D
2 total complaints ↓ falling

Cadillac Accounts Receivable Management

C
2 total complaints ↓ falling

Cars America Inc.

F
2 total complaints ↑ rising

Central Business Funding

D
2 total complaints ↓ falling

Central Service Bureau, Inc.

B
2 total complaints ↓ falling

Certified Solutions, Inc

F
2 total complaints ↓ falling

Charlottesville Bureau of Credits, Inc

D
2 total complaints ↓ falling

Citi Management Group, LLC

F
2 total complaints ↓ falling

Cloud Willis & Ellis, LLC

D
2 total complaints ↓ falling

Collection Service of Nevada

D
2 total complaints → stable

Collection Technology Incorporated

C
2 total complaints ↓ falling

College Ave Student Loan Servicing, LLC

C
2 total complaints → stable

Comerica

B
2 total complaints ↓ falling

Commonwealth Health Corporation

B
2 total complaints ↓ falling

Consolidated Management Group, LLC

D
2 total complaints ↓ falling

Consumer Asset Management (Texas)

B
2 total complaints ↓ falling

Credit Bureau Services, LLC

B
2 total complaints ↓ falling

Credit Bureau of the South, Inc.

B
2 total complaints → stable

Credit Services, Inc.

B
2 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.