What is the most common complaint against Credit Bureau of the South, Inc.?

The most common issue consumers report about Credit Bureau of the South, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 98 complaints filed with the CFPB.

Are complaints against Credit Bureau of the South, Inc. increasing or decreasing?

Complaints against Credit Bureau of the South, Inc. have been stable. The company received 19 complaints in the last 12 months.

What is Credit Bureau of the South, Inc.'s reputation grade?

Credit Bureau of the South, Inc. has a reputation grade of B (score: 62.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Bureau of the South, Inc. respond to consumer complaints?

Credit Bureau of the South, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Credit Bureau of the South, Inc. operate?

Credit Bureau of the South, Inc. has received CFPB complaints from consumers in 11 states, with the most complaints from Louisiana (75 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Bureau of the South, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 11 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

26
Written notification about debt

25
Took or threatened to take negative or legal action

18
False statements or representation

11
Communication tactics

8
Cont'd attempts collect debt not owed

7

Data updated September 2026

CFPB complaint disposition

CCDB record credit-bureau-of-the-south-inc Credit Bureau of the South, Inc.

Grade B · 98 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #820 · compose #2099

VOL 98
GRADE B
12MO 19
STATES 11
TIMELY 97%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #820
COMPOSE #2,099

Volume peers

Nearest volume peer: Berman & Rabin, P.A. (98 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau of the South, Inc.'s 98 CFPB complaints sit next to Berman & Rabin, P.A. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

76.5% of Credit Bureau of the South, Inc.'s CFPB filings land in Louisiana

High volume does not equal a clean composite: Credit Bureau of the South, Inc. is volume #820 but composite #2,099, while Louisiana dominates the geography. Corpus placement method.

Dominant state: Louisiana 76.5%; 75 of 98 filings · 11 states touched
Seasonal peak: 2024-09 9.5%; 8–15% band · 2 filings
Divergent corpus ranks: #820 volume; #2,099 composite; Cleanest-composite ladder is 1,279 places worse than volume

How does Credit Bureau of the South, Inc. compare to its peers?

How does Credit Bureau of the South, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Bureau of the S… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

82%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	26
Written notification about debt	25
Took or threatened to take negative or legal action	18
False statements or representation	11
Communication tactics	8
Cont'd attempts collect debt not owed	7
Disclosure verification of debt	2
Improper contact or sharing of info	1

Where do complaints against Credit Bureau of the South, Inc. come from?

Credit Bureau of the South, Inc.'s own per-state count, not a national baseline.

Louisiana

75
Texas

12
California

2
Florida

2
Colorado

1
Delaware

1
Georgia

1
Illinois

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Bureau of the South, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 98.

4 peers

Know your rights before responding to Credit Bureau of the South, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.