This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Choice Capital Fund - Debt Collector Complaint Profile
CFPB complaint profile across 4 states, reputation grade F.
Complaints by issue type
What consumers report about Choice Capital Fund
- Written notification about debt
Written notification about debt
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- Communication tactics
Communication tactics
2 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
1 complaints
- False statements or representation
False statements or representation
1 complaints
- Electronic communications
Electronic communications
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record choice-capital-fund Choice Capital Fund
Grade F · 9 CFPB filings · 33% timely · lead issue: Written notification about debt · vol #2581 · compose #4967
- VOL 9
- GRADE F
- 12MO 1
- STATES 4
- TIMELY 33%
- ISSUE Written notification about…
- RANK #2,581
- COMPOSE #4,967
Volume peers
Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)
Choice Capital Fund's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
44.4% of Choice Capital Fund's CFPB filings land in Texas
High volume does not equal a clean composite: Choice Capital Fund is volume #2,581 but composite #4,967, while Texas dominates the geography. Corpus placement method.
- Dominant state
- Texas 44.4%
- 4 of 9 filings · 4 states touched
- Spike month
- 2024-06 15.0%
- 3 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #2,581 volume
- #4,967 composite
- Cleanest-composite ladder is 2,386 places worse than volume
How does Choice Capital Fund compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Written notification about debt | 2 |
| Took or threatened to take negative or legal action | 2 |
| Communication tactics | 2 |
| Attempts to collect debt not owed | 1 |
| False statements or representation | 1 |
| Electronic communications | 1 |
Where do complaints against Choice Capital Fund come from?
Choice Capital Fund's own per-state count, not a national baseline.
Top states by complaints against Choice Capital Fund
Across 4 states with at least one filing
- Texas
Texas
4 complaints
- California
California
2 complaints
- Florida
Florida
2 complaints
- Oklahoma 1
Oklahoma
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Choice Capital Fund: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 9.
Know your rights before responding to Choice Capital Fund: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |