State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

Tilt Finance, Inc.

D
3 total complaints ↑ rising

Titan Solutions Group LLC

C
3 total complaints ↑ rising

Total Customer Service, Inc.

B
3 total complaints ↓ falling

Tower Loan of Mississippi, Inc.

C
3 total complaints → stable

Unified Global Group

B
3 total complaints ↓ falling

United Financial Service

C
3 total complaints ↓ falling

Valley Credit Services, Inc. (WI)

F
3 total complaints ↓ falling

Veripro Solutions Inc.

C
3 total complaints ↓ falling

Webster Bank, National Association

B
3 total complaints ↑ rising

Western Union Company, the

B
3 total complaints ↓ falling

West Bay Acquisitions, LLC

B
3 total complaints ↓ falling

William C. Grossman Law, PLLC.

B
3 total complaints ↓ falling

iQuantified Management Services, LLC

C
3 total complaints → stable

A & E Futures LLC

C
2 total complaints ↓ falling

A.R.C. Accounts Recovery (U.S.A.) Corporation LLC

F
2 total complaints ↓ falling

Aaron Delgado and Associates Inc

D
2 total complaints ↓ falling

Accord Creditor Services, LLC

A
2 total complaints ↓ falling

America First Federal Credit Union

D
2 total complaints ↑ rising

ASG Solutions LLC

C
2 total complaints ↓ falling

Audubon Liberty & Associates

F
2 total complaints ↓ falling

Absolute Collections Corp.

B
2 total complaints ↓ falling

Accelerated Receivables Management, Inc.

F
2 total complaints ↓ falling

Account Managers, Inc.

C
2 total complaints → stable

Account Recovery Specialists, Inc.

C
2 total complaints ↓ falling

Accounts Receivable Inc.

B
2 total complaints ↓ falling

Advanced Collections, Inc.

B
2 total complaints ↓ falling

Advanced Recovery Group LLC

D
2 total complaints ↑ rising

Advanced Recovery Systems, Inc. (PA)

A
2 total complaints ↓ falling

Advanced Resolution Services Inc.

C
2 total complaints ↓ falling

Affiliated Management Services

C
2 total complaints ↓ falling

Affirmative Law, PC

F
2 total complaints ↑ rising

Agency of Credit Control

D
2 total complaints ↓ falling

Alliance Asset Management, Inc (Closed)

B
2 total complaints ↓ falling

Alliance Collection Agencies, Inc.

C
2 total complaints ↓ falling

Allison L. Friedman, P.A.

F
2 total complaints ↓ falling

Alternative Collections LLC

B
2 total complaints ↓ falling

American Collection Systems, Inc. (OH)

F
2 total complaints ↓ falling

American Credit Resolution, Incorporated

C
2 total complaints ↓ falling

Americas Car-Mart, Inc.

B
2 total complaints ↑ rising

Amos Financial LLC

D
2 total complaints ↓ falling

Arena Investors, LP

F
2 total complaints ↓ falling

Armada Corp.

D
2 total complaints → stable

Armed Forces Loans of Nevada Inc.

A
2 total complaints ↓ falling

Armor Systems Corporation

C
2 total complaints ↓ falling

Arnold Scott Harris, P.C.

D
2 total complaints ↓ falling

Aspen Yo LLC

B
2 total complaints ↓ falling

Aubrey Thrasher, LLC

C
2 total complaints → stable

Auto Buyers Credit LLC

F
2 total complaints ↑ rising

Automated Accounts Management Services

C
2 total complaints ↓ falling

Automotive Financial of America, Inc.

A
2 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.