What is the most common complaint against Belmont Finance LLC?

The most common issue consumers report about Belmont Finance LLC is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 24 complaints filed with the CFPB.

Are complaints against Belmont Finance LLC increasing or decreasing?

Complaints against Belmont Finance LLC have been stable. The company received 5 complaints in the last 12 months.

What is Belmont Finance LLC's reputation grade?

Belmont Finance LLC has a reputation grade of C (score: 56.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Belmont Finance LLC respond to consumer complaints?

Belmont Finance LLC has a 100% timely response rate to CFPB complaints.

In how many states does Belmont Finance LLC operate?

Belmont Finance LLC has received CFPB complaints from consumers in 14 states, with the most complaints from North Carolina (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Belmont Finance LLC - Debt Collector Complaint Profile

CFPB complaint profile across 14 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

8
Written notification about debt

6
False statements or representation

6
Took or threatened to take negative or legal action

3
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record belmont-finance-llc Belmont Finance LLC

Grade C · 24 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1729 · compose #2961

VOL 24
GRADE C
12MO 5
STATES 14
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,729
COMPOSE #2,961

Volume peers

Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Belmont Finance LLC's 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

North Carolina is the plurality state for Belmont Finance LLC (29.2%)

The 2015-10 spike coincides with a 1,232-place gap between volume rank #1,729 and composite #2,961. Corpus placement method.

Plurality state: North Carolina 29.2%; Mid-band (15–30%) · 14 states with ≥1 filing
Spike month: 2015-10 20.0%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,729 volume; #2,961 composite; Cleanest-composite ladder is 1,232 places worse than volume

How does Belmont Finance LLC compare to its peers?

How does BELMONT FINANCE LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BELMONT FINANCE LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-01 2016-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	8
Written notification about debt	6
False statements or representation	6
Took or threatened to take negative or legal action	3
Communication tactics	1

Where do complaints against Belmont Finance LLC come from?

Belmont Finance LLC's own per-state count, not a national baseline.

North Carolina

7
Texas

3
Alabama

2
Florida

2
California

1
Connecticut

1
Georgia

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Belmont Finance LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 24.

4 peers

Know your rights before responding to Belmont Finance LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.