This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Belmont Finance LLC - Debt Collector Complaint Profile
CFPB complaint profile across 14 states, reputation grade C.
Complaints by issue type
What consumers report about Belmont Finance LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
8 complaints
- Written notification about debt
Written notification about debt
6 complaints
- False statements or representation
False statements or representation
6 complaints
- Took or threatened to take negative or legal action 3
Took or threatened to take negative or legal action
3 complaints
- Communication tactics 1
Communication tactics
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record belmont-finance-llc Belmont Finance LLC
Grade C · 24 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed
- VOL 24
- GRADE C
- 12MO 5
- STATES 14
- TIMELY 100%
- ISSUE Attempts to collect debt n…
- RANK #1,729
- COMPOSE Not ranked
Volume peers
Nearest volume peer: Acceptance Rentals, Inc. (24 complaints)
Belmont Finance LLC's 24 CFPB complaints sit next to Acceptance Rentals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
How the 24 complaints break down
Every complaint issue type on record for Belmont Finance LLC, not just the top ones shown above.
Reputation score breakdown
Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.
Spiky monthly series
North Carolina is the plurality state for Belmont Finance LLC (29.2%)
Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.
- Plurality state
- North Carolina 29.2%
- Mid-band (15–30%) · 14 states with ≥1 filing
- Spike month
- 2015-10 20.0%
- 3 filings that month · spiky (≥15% of series)
- Corpus ranks
- #1,729 volume
- Composite not ranked (fewer than 200 complaints)
- Volume rank among 5,420 collectors
How does Belmont Finance LLC compare to its peers?
Source: CFPB Consumer Complaint Database.
Response speed vs. dispute rate, among similar-volume collectors
Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Belmont Finance LLC a lower dispute rate.
Belmont Finance LLC's complaint volume in context
Belmont Finance LLC vs all collectors by complaint volume
Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)
24 68th percentile higher than 68% of 5,420 collectors
Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CFPB Consumer Complaint Database · September 2026
Complaint Trend (24 months)
Stable →Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | |
| Written notification about debt | |
| False statements or representation | |
| Took or threatened to take negative or legal action | |
| Communication tactics | |
Where do complaints against Belmont Finance LLC come from?
Belmont Finance LLC's own per-state count, not a national baseline.
Top states by complaints against Belmont Finance LLC
Across 14 states with at least one filing
- North Carolina
North Carolina
7 complaints
- Texas
Texas
3 complaints
- Alabama 2
Alabama
2 complaints
- Florida 2
Florida
2 complaints
- California 1
California
1 complaints
- Connecticut 1
Connecticut
1 complaints
- Georgia 1
Georgia
1 complaints
- Indiana 1
Indiana
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Belmont Finance LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 24.
Know your rights before responding to Belmont Finance LLC: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |