State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 28

Sorted by most complaints

Creditech, Inc.

C
2 total complaints ↓ falling

Creekside Recovery And Capital Management

B
2 total complaints ↓ falling

CrossCheck, Inc.

B
2 total complaints ↓ falling

Crosstown Law, LLC

C
2 total complaints ↓ falling

Crow Creek Sioux Tribe

F
2 total complaints ↑ rising

Cuzco Capital Investment Management, LLC

C
2 total complaints ↓ falling

Douglas, Knight & Associates, Inc.

B
2 total complaints ↓ falling

Data Check of America LLC

F
2 total complaints ↓ falling

Davis & Jones, LLC

C
2 total complaints ↑ rising

Debt Recovery Solutions of Ohio, Inc.

B
2 total complaints ↑ rising

Debtsy Holdings, Inc.

C
2 total complaints ↓ falling

Deca Financial Services LLC (Closed)

C
2 total complaints ↓ falling

Delivery Financial Services, LLC

D
2 total complaints ↓ falling

Direct Capital

F
2 total complaints ↓ falling

Dodge Enterprises Inc.

B
2 total complaints ↓ falling

Dovenmuehle Mortgage, Inc.

C
2 total complaints ↓ falling

Drew Eckl & Farnham, LLP

B
2 total complaints ↓ falling

EDvantage LLC

B
2 total complaints ↑ rising

EIC Enterprises

B
2 total complaints ↓ falling

Ernst, Artmann and Associates, Inc.

C
2 total complaints ↓ falling

ESM Enterprises

B
2 total complaints ↓ falling

Evergreen Professional Recoveries, Inc.

C
2 total complaints ↓ falling

Elite Portfolio Management, LLC

C
2 total complaints ↑ rising

Empire Resolutions Group

B
2 total complaints ↓ falling

Equitable Acceptance Corp

B
2 total complaints ↓ falling

Express Collections, Inc.

F
2 total complaints ↑ rising

FB Financial Corporation

B
2 total complaints → stable

FCC Finance, LLC

D
2 total complaints ↑ rising

First Advantage Corporation

F
2 total complaints ↑ rising

Farrell Holdings, LLC

B
2 total complaints ↓ falling

Federated Capital Corporation

C
2 total complaints ↓ falling

Federated Student Loan Services

F
2 total complaints → stable

Fein, Such, Kahn & Shepard, P.C.

D
2 total complaints ↓ falling

Fidelity National Financial, Inc

C
2 total complaints ↓ falling

Filaport Acquisitions

C
2 total complaints ↓ falling

Finance System of Toledo, Inc.

D
2 total complaints ↓ falling

Financial Accounts Service Team Inc.

F
2 total complaints → stable

Financial Filing & Reporting, Inc.

C
2 total complaints ↓ falling

First Credit Corporation

C
2 total complaints ↑ rising

First Direct Mediation

D
2 total complaints ↓ falling

First Recovery Solutions, Inc.

F
2 total complaints ↓ falling

FirstCredit, Inc.

D
2 total complaints ↑ rising

FirstKey Holdings, LLC

B
2 total complaints ↑ rising

Flexible Finance, Inc.

D
2 total complaints ↑ rising

Funding Metrics LLC

B
2 total complaints ↑ rising

Genesis Lending

C
2 total complaints ↓ falling

Genesys National Recovery, Inc.

F
2 total complaints ↑ rising

Georgia Student Finance Authority

F
2 total complaints → stable

Global Consulting Agency LLC

C
2 total complaints ↓ falling

Global Processing Services, LLC

F
2 total complaints → stable

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.