What is the most common complaint against Union Adjustment Company, Inc.?

The most common issue consumers report about Union Adjustment Company, Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 33 complaints filed with the CFPB.

Are complaints against Union Adjustment Company, Inc. increasing or decreasing?

Complaints against Union Adjustment Company, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Union Adjustment Company, Inc.'s reputation grade?

Union Adjustment Company, Inc. has a reputation grade of C (score: 58.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Union Adjustment Company, Inc. respond to consumer complaints?

Union Adjustment Company, Inc. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does Union Adjustment Company, Inc. operate?

Union Adjustment Company, Inc. has received CFPB complaints from consumers in 7 states, with the most complaints from California (24 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Union Adjustment Company, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

17
Attempts to collect debt not owed

5
False statements or representation

3
Disclosure verification of debt

3
Communication tactics

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record union-adjustment-company-inc Union Adjustment Company, Inc.

Grade C · 33 CFPB filings · 97% timely · lead issue: Cont'd attempts collect debt not owed · vol #1482 · compose #2555

VOL 33
GRADE C
12MO 0
STATES 7
TIMELY 97%
DISPUTE 28%
ISSUE Cont'd attempts collect de…
RANK #1,482
COMPOSE #2,555

Volume peers

Nearest volume peer: Account Recovery Services, Inc. (33 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Union Adjustment Company, Inc.'s 33 CFPB complaints sit next to Account Recovery Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

72.7% of Union Adjustment Company, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Union Adjustment Company, Inc. is volume #1,482 but composite #2,555, while California dominates the geography. Corpus placement method.

Dominant state: California 72.7%; 24 of 33 filings · 7 states touched
Spike month: 2018-03 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,482 volume; #2,555 composite; Cleanest-composite ladder is 1,073 places worse than volume

How does Union Adjustment Company, Inc. compare to its peers?

How does Union Adjustment Company, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Union Adjustment Compa… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

91%

Consumer-dispute ratelower is better

28%

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-03 2021-09

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	17
Attempts to collect debt not owed	5
False statements or representation	3
Disclosure verification of debt	3
Communication tactics	2
Written notification about debt	1
Took or threatened to take negative or legal action	1
Taking/threatening an illegal action	1

Where do complaints against Union Adjustment Company, Inc. come from?

Union Adjustment Company, Inc.'s own per-state count, not a national baseline.

California

24
Texas

4
Arizona

1
Florida

1
Georgia

1
Idaho

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Union Adjustment Company, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 33.

4 peers

Know your rights before responding to Union Adjustment Company, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.