State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 31

Sorted by most complaints

Landmark Strategy Group, LLC

D
2 total complaints ↑ rising

Law Office Of Steven D. Silverstein

D
2 total complaints ↓ falling

Law Office of Charles G. McCarthy Jr. & Assoc.

C
2 total complaints ↓ falling

Law Offices of Gary A Bemis APC

A
2 total complaints ↓ falling

Law Offices of Palmer, Reifler & Associates, P.A.

C
2 total complaints ↓ falling

Law Offices of Robert A. Schuerger Co., LPA

C
2 total complaints ↓ falling

Leafy Financial, LLC

F
2 total complaints ↑ rising

Legacy Customer Management Group, LLC

D
2 total complaints ↑ rising

Legal Action Bureau Inc

F
2 total complaints ↓ falling

Legal Logix Inc.

F
2 total complaints ↑ rising

Lendsmart, Inc.

B
2 total complaints ↑ rising

Lenmo Inc

F
2 total complaints ↓ falling

Leon Financial Services

D
2 total complaints ↓ falling

Levy & Associates, LLC

C
2 total complaints → stable

Livingston Financial, LLC

C
2 total complaints ↓ falling

Loan Science, LLC

B
2 total complaints ↓ falling

MB Financial, Inc.

A
2 total complaints ↓ falling

MFP, inc.

F
2 total complaints ↓ falling

Midwest Receivable Solutions LLC

D
2 total complaints ↑ rising

Mission Financial Services Corporation

D
2 total complaints ↑ rising

Money Source, Inc., the

B
2 total complaints ↓ falling

Mountain America Federal Credit Union

D
2 total complaints ↑ rising

Mvba, L.L.C.

F
2 total complaints ↓ falling

Madera Collection Services

2 total complaints → stable

Madison Management Services, LLC

B
2 total complaints ↓ falling

Makes Cents, Inc. dba Advance.Cash

B
2 total complaints ↑ rising

Mark A. Kirkorsky, PC

D
2 total complaints ↓ falling

Maui Collection Service, Inc.

C
2 total complaints ↓ falling

McKenzie Management LLC

F
2 total complaints ↑ rising

Med-1 Solutions, LLC

F
2 total complaints ↓ falling

Medical-Commercial Audit Inc

C
2 total complaints ↑ rising

Merchants Acquisition Group LLC

A
2 total complaints ↑ rising

Merchants Credit LLC

C
2 total complaints ↓ falling

Merrick, Costello & Walsh, LLC.

D
2 total complaints ↓ falling

Metacorp LLC

C
2 total complaints → stable

Metro Collection Service Inc.

C
2 total complaints → stable

Michael Andrews & Associates LLC

B
2 total complaints ↓ falling

Michael Wayne Investment

C
2 total complaints ↓ falling

Mid-Atlantic Finance Co., Inc.

D
2 total complaints ↑ rising

Money Management International, Inc.

B
2 total complaints ↓ falling

Mortgage Lender Services, Inc.

A
2 total complaints ↓ falling

Mountain Land Collections, Inc.

C
2 total complaints → stable

Municipal Collections Services, Inc.

D
2 total complaints ↓ falling

N&S Partners

C
2 total complaints ↓ falling

Nationwide Acceptance LLC

C
2 total complaints → stable

Network Capital Funding Corp

A
2 total complaints ↓ falling

NEW York Community Bancorp Inc

D
2 total complaints ↑ rising

NIC, Inc.

C
2 total complaints ↓ falling

NPS Group

F
2 total complaints ↓ falling

National Account Services Group, LLC.

D
2 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.