What is the most common complaint against Michael Andrews & Associates LLC?

The most common issue consumers report about Michael Andrews & Associates LLC is "Cont'd attempts collect debt not owed", specifically "Debt was paid". This is based on 11 complaints filed with the CFPB.

Are complaints against Michael Andrews & Associates LLC increasing or decreasing?

Complaints against Michael Andrews & Associates LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Michael Andrews & Associates LLC's reputation grade?

Michael Andrews & Associates LLC has a reputation grade of B (score: 67.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Michael Andrews & Associates LLC respond to consumer complaints?

Michael Andrews & Associates LLC has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Michael Andrews & Associates LLC operate?

Michael Andrews & Associates LLC has received CFPB complaints from consumers in 6 states, with the most complaints from Florida (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michael Andrews & Associates LLC - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

3
Communication tactics

2
Attempts to collect debt not owed

1
Written notification about debt

1
Took or threatened to take negative or legal action

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record michael-andrews-associates-llc Michael Andrews & Associates LLC

Grade B · 11 CFPB filings · 91% timely · lead issue: Cont'd attempts collect debt not owed · vol #2427 · compose #1592

VOL 11
GRADE B
12MO 1
STATES 6
TIMELY 91%
DISPUTE 14%
ISSUE Cont'd attempts collect de…
RANK #2,427
COMPOSE #1,592

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Michael Andrews & Associates LLC's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Michael Andrews & Associates LLC (27.3%)

The 2016-11 spike coincides with a 835-place gap between volume rank #2,427 and composite #1,592. Corpus placement method.

Plurality state: Florida 27.3%; Mid-band (15–30%) · 6 states with ≥1 filing
Spike month: 2016-11 20.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,427 volume; #1,592 composite; Cleanest-composite ladder is 835 places better than volume

How does Michael Andrews & Associates LLC compare to its peers?

How does Michael Andrews & Associates LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Michael Andrews & Asso… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

82%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-11 2024-10

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	3
Communication tactics	2
Attempts to collect debt not owed	1
Written notification about debt	1
Took or threatened to take negative or legal action	1
Disclosure verification of debt	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Michael Andrews & Associates LLC come from?

Michael Andrews & Associates LLC's own per-state count, not a national baseline.

Florida

3
California

2
Illinois

2
Ohio

2
Arizona

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Michael Andrews & Associates LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Michael Andrews & Associates LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.