State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 32

Sorted by most complaints

National Consumer Telecom & Utilities Exchange, Inc.

D
2 total complaints ↑ rising

National Processing Group LLC

F
2 total complaints ↓ falling

Nations Direct Mortgage, LLC

B
2 total complaints ↑ rising

Nationwide Arbitration Services LLC

D
2 total complaints ↓ falling

Nationwide Credit Corporation

C
2 total complaints → stable

Nationwide Financial Group

D
2 total complaints ↓ falling

Nevada Professional Collections Texas

F
2 total complaints ↑ rising

New Era Asset Management, LLC

B
2 total complaints ↓ falling

Niagara Capital Associates, Inc.

F
2 total complaints ↓ falling

Niagara Capital Recovery LLC

F
2 total complaints ↓ falling

Niagara Restitution Service Inc

C
2 total complaints ↓ falling

Northwest Trustee Services, Inc.

B
2 total complaints ↓ falling

O'Currance, Inc.

F
2 total complaints ↑ rising

OSG Group Holdings, Inc.

F
2 total complaints ↓ falling

OUT Tech, Inc.

C
2 total complaints → stable

Oakridge Direct Solutions Inc.

F
2 total complaints ↓ falling

Oliver Adjustment Co.

C
2 total complaints ↓ falling

Opportunity Fund

C
2 total complaints ↑ rising

Oregon Credit & Collections Bureau, Inc.

A
2 total complaints ↓ falling

PACE Funding Group, LLC

B
2 total complaints ↓ falling

Parson Bishop Services, Inc

C
2 total complaints ↓ falling

PHH Mortgage Services Corporation

C
2 total complaints ↓ falling

PLM Lender Services, Inc.

A
2 total complaints ↓ falling

Pacific Credit Services, Inc.

A
2 total complaints ↓ falling

Paragon Subrogation Services, Inc

F
2 total complaints ↓ falling

Paris and Paris, LLP

D
2 total complaints ↓ falling

Pathfinder Credit Services

C
2 total complaints ↓ falling

Payward Ventures Inc. dba Kraken

C
2 total complaints ↑ rising

Peer Advisors, LLC

B
2 total complaints → stable

Penncro Associates, Inc.

B
2 total complaints ↓ falling

Pettitt & Kimball, PLLC

B
2 total complaints ↑ rising

Professional Adjustment Corp. of S.W. FL., Inc.

D
2 total complaints ↓ falling

Professional Claims Bureau, Inc.

C
2 total complaints ↓ falling

Prospect Recovery Solutions LLC

F
2 total complaints ↓ falling

Quality Asset Recovery LLC

D
2 total complaints ↓ falling

R&R Professional Recovery, Inc.

C
2 total complaints ↓ falling

Randolph-Brooks Federal Credit Union

D
2 total complaints ↑ rising

Resocore Asset Management

C
2 total complaints ↓ falling

Rfna, LP

C
2 total complaints ↑ rising

RSR & Associates Inc.

D
2 total complaints ↓ falling

RUI Credit Services, Inc.

C
2 total complaints ↓ falling

Receivable Management Group, Inc. (GA)

C
2 total complaints ↓ falling

Receivables Management Corporation

D
2 total complaints ↓ falling

Recovery Ace Inc

C
2 total complaints ↓ falling

Reliance Exchange Group

D
2 total complaints ↓ falling

Renew Financial Holdings Inc

C
2 total complaints ↓ falling

Resource Management Group

F
2 total complaints ↓ falling

Resurgence Capital, LLC

A
2 total complaints ↓ falling

RevCrest, Inc.

B
2 total complaints ↓ falling

RevSolve, Inc.

D
2 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.