What is the most common complaint against N&S Partners?

The most common issue consumers report about N&S Partners is "False statements or representation", specifically "Not given enough info to verify debt". This is based on 6 complaints filed with the CFPB.

Are complaints against N&S Partners increasing or decreasing?

Complaints against N&S Partners are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is N&S Partners's reputation grade?

N&S Partners has a reputation grade of C (score: 60.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does N&S Partners respond to consumer complaints?

N&S Partners has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does N&S Partners operate?

N&S Partners has received CFPB complaints from consumers in 5 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

N&S Partners - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

2
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1
Improper contact or sharing of info

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record n-s-partners N&S Partners

Grade C · 6 CFPB filings · 50% timely · lead issue: False statements or representation · vol #3003 · compose #2341

VOL 6
GRADE C
12MO 0
STATES 5
TIMELY 50%
DISPUTE 0%
ISSUE False statements or repres…
RANK #3,003
COMPOSE #2,341

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

N&S Partners's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of N&S Partners's CFPB filings land in California

High volume does not equal a clean composite: N&S Partners is volume #3,003 but composite #2,341, while California dominates the geography. Corpus placement method.

Dominant state: California 33.3%; 2 of 6 filings · 5 states touched
Seasonal peak: 2015-07 14.3%; 8–15% band · 1 filings
Divergent corpus ranks: #3,003 volume; #2,341 composite; Cleanest-composite ladder is 662 places better than volume

How does N&S Partners compare to its peers?

How does N&S Partners compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

N&S Partners National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2023-01

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against N&S Partners come from?

N&S Partners's own per-state count, not a national baseline.

California

2
Georgia

1
Missouri

1
Ohio

1
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for N&S Partners: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to N&S Partners: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.