State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 27

Sorted by most complaints

Round Up Ventures, L.P.

D
3 total complaints ↑ rising

RoundPoint Mortgage Servicing LLC

C
3 total complaints → stable

Royal Pacific Funding Corporation

B
3 total complaints ↓ falling

SCV Inc.

B
3 total complaints ↓ falling

Security Finance Corp

C
3 total complaints ↑ rising

SFS, Inc

B
3 total complaints ↓ falling

Scott Lowery Law Office, P.C.

B
3 total complaints ↓ falling

Scratch Services, Inc.

D
3 total complaints ↓ falling

Selene Finance LP

D
3 total complaints ↓ falling

Selip & Stylianou, LLP

D
3 total complaints ↓ falling

ShoulderTap Technologies, Inc. d/b/a Fizz

B
3 total complaints ↑ rising

Statewide Credit Services Corp.

B
3 total complaints → stable

Stenger & Stenger, P.C

D
3 total complaints → stable

Steven R. Hrdlicka, Attorney at Law

C
3 total complaints ↑ rising

TMX Finance LLC

D
3 total complaints ↓ falling

Telerecovery Corporation

F
3 total complaints → stable

Thaxton Investment Corporation

D
3 total complaints ↑ rising

The Law Offices of Gerald E Moore & Associates, PC

C
3 total complaints ↓ falling

The Thomas Agency, Inc.

F
3 total complaints ↓ falling

Total Recovery Solutions

D
3 total complaints ↓ falling

UMB Financial Corporation

B
3 total complaints ↑ rising

USA Discounters Ltd

C
3 total complaints ↓ falling

Unified Global Group

B
3 total complaints ↓ falling

United Check Recovery, LLC

F
3 total complaints ↓ falling

United Recovery Worldwide LLC

D
3 total complaints ↓ falling

Veldos, LLC

B
3 total complaints ↓ falling

Vericred Solutions LLC

F
3 total complaints ↓ falling

Viva Finance Inc.

C
3 total complaints ↑ rising

Walter Lee & Associates, LLC

C
3 total complaints ↓ falling

Webster Account Solutions LLC

B
3 total complaints ↓ falling

World Omni Financial Corp.

C
3 total complaints ↑ rising

Ygrene Energy Fund Inc.

B
3 total complaints ↓ falling

ZuntaFi Corp

D
3 total complaints ↓ falling

Global Credit Union

C
3 total complaints ↑ rising

90 Day Credit Experts

B
2 total complaints ↓ falling

A & S Collection Associates, Inc.

A
2 total complaints ↓ falling

AAA Collections

D
2 total complaints → stable

Alameda Mortgage Corporation

C
2 total complaints ↓ falling

ALE Solutions, Inc.

D
2 total complaints → stable

American Adjustment Bureau,Inc.

C
2 total complaints ↓ falling

Abbott Osborn Jacobs PLC

C
2 total complaints ↓ falling

Academy Mortgage Corporation

F
2 total complaints ↑ rising

Accelerated Financial Solutions, LLC

D
2 total complaints ↓ falling

Access Financial LLC

B
2 total complaints ↓ falling

Account Brokers Inc.

F
2 total complaints ↓ falling

Account Control Systems, Inc

B
2 total complaints ↓ falling

Account Outsourcing Group, LLC

F
2 total complaints ↓ falling

Account Services Collections, Inc

C
2 total complaints ↓ falling

Accounts Receivable Inc.

B
2 total complaints ↓ falling

Accounts Recovery Agency Inc.

F
2 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.