State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

LRS Mediations Group

F
3 total complaints → stable

Law Office of J.A. Cambece

D
3 total complaints ↓ falling

Legal Prevention Services, LLC.

B
3 total complaints ↓ falling

Lendmart, LLC

F
3 total complaints → stable

MAJR Financial Corp

C
3 total complaints ↓ falling

MCU Holdings, LLC

C
3 total complaints ↓ falling

MST Financial Services, L.L.C.

D
3 total complaints → stable

Machol & Johannes, LLC

D
3 total complaints ↓ falling

Main Resolution Group

D
3 total complaints ↓ falling

Matthew Thomas & Associates LLC

F
3 total complaints ↓ falling

McKenzie Paul & Associates

B
3 total complaints → stable

Michael Haynes & Associates, LLC

C
3 total complaints ↓ falling

Motolease, LLC

D
3 total complaints ↓ falling

NBT Bancorp Inc.

C
3 total complaints → stable

NCD Financial, LLC

C
3 total complaints ↑ rising

National Credit Services, Inc.

C
3 total complaints ↓ falling

National Debt Holdings, LLC

D
3 total complaints ↑ rising

Neighborhood Assistance Corporation of America ("NACA")

B
3 total complaints ↓ falling

Netspend Corporation

B
3 total complaints ↑ rising

Nexum Group Inc

D
3 total complaints → stable

Niagara Portfolio Solutions LLC

C
3 total complaints ↓ falling

North State Acceptance, LLC

B
3 total complaints ↑ rising

PLS Group, Inc

B
3 total complaints ↓ falling

Paramount Capital Group, Inc.

F
3 total complaints ↓ falling

PayTomorrow, LLC

D
3 total complaints ↑ rising

Perpay, Inc.

D
3 total complaints ↑ rising

Pioneer Capital Solutions Inc

D
3 total complaints ↓ falling

Pizer & Associates, P.C.

B
3 total complaints ↑ rising

Premier Account Management

D
3 total complaints ↑ rising

Premier Holdings

D
3 total complaints ↓ falling

Pressler & Pressler, LLP

D
3 total complaints ↓ falling

Preston Clark & Quinn

B
3 total complaints ↓ falling

Professional Credit Analysts of MN, Inc.

B
3 total complaints ↓ falling

Professional Credit Management, Inc

D
3 total complaints ↓ falling

Professional Receivables Network

C
3 total complaints ↓ falling

Quick Bridge Funding, LLC

C
3 total complaints ↓ falling

RSB Equity Group, LLC

B
3 total complaints ↓ falling

RSH & Associates, LLC

D
3 total complaints → stable

RSVP Lending, LLC dba RSVP Loans

D
3 total complaints ↓ falling

Receivable Asset Management

D
3 total complaints ↓ falling

Receivable Recovery Services, LLC

D
3 total complaints ↓ falling

Receivables Management Group, Inc. (MN)

D
3 total complaints ↓ falling

Recreational Holdings Corp.

B
3 total complaints ↑ rising

Recuvery LLC

D
3 total complaints ↑ rising

Regional Acquisition Group, Inc.

D
3 total complaints ↓ falling

Remex, Inc.

D
3 total complaints ↓ falling

Rent Recover, LLC

F
3 total complaints ↓ falling

Resurgence Financial, LLC

B
3 total complaints ↓ falling

Roadrunner Account Services, LLC

D
3 total complaints ↑ rising

Rosenberg & Associates Recovery Services

F
3 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.