What is the most common complaint against A & S Collection Associates, Inc.?

The most common issue consumers report about A & S Collection Associates, Inc. is "Communication tactics", specifically "Debt was paid". This is based on 4 complaints filed with the CFPB.

Are complaints against A & S Collection Associates, Inc. increasing or decreasing?

Complaints against A & S Collection Associates, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is A & S Collection Associates, Inc.'s reputation grade?

A & S Collection Associates, Inc. has a reputation grade of A (score: 74.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does A & S Collection Associates, Inc. respond to consumer complaints?

A & S Collection Associates, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does A & S Collection Associates, Inc. operate?

A & S Collection Associates, Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

A & S Collection Associates, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade A.

Compiled by PlainCollector

Communication tactics

2
Cont'd attempts collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record a-s-collection-associates-inc A & S Collection Associates, Inc.

Grade A · 4 CFPB filings · 100% timely · lead issue: Communication tactics · vol #3270 · compose #857

VOL 4
GRADE A
12MO 0
STATES 3
TIMELY 100%
DISPUTE 25%
ISSUE Communication tactics
RANK #3,270
COMPOSE #857

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

A & S Collection Associates, Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of A & S Collection Associates, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: A & S Collection Associates, Inc. is volume #3,270 but composite #857, while California dominates the geography. Corpus placement method.

Dominant state: California 50.0%; 2 of 4 filings · 3 states touched
Spike month: 2017-01 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,270 volume; #857 composite; Cleanest-composite ladder is 2,413 places better than volume

How does A & S Collection Associates, Inc. compare to its peers?

How does A & S Collection Associates, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

A & S Collection Assoc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-01 2023-12

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2
Cont'd attempts collect debt not owed	2

Where do complaints against A & S Collection Associates, Inc. come from?

A & S Collection Associates, Inc.'s own per-state count, not a national baseline.

California

2
Kansas

1
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for A & S Collection Associates, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to A & S Collection Associates, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.