State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 28

Sorted by most complaints

Activehours

B
2 total complaints ↑ rising

Advanced Call Center Technologies, LLC

B
2 total complaints ↓ falling

Advanced Collection Bureau, Inc.

D
2 total complaints ↓ falling

Advanced Financial Company

B
2 total complaints ↓ falling

Advanced Resolution Services Inc.

C
2 total complaints ↓ falling

Alco Collections, Inc.

D
2 total complaints ↓ falling

All State Credit Bureau, Inc.

C
2 total complaints → stable

Alliance Group & Associates LLC

F
2 total complaints ↓ falling

Allied Financial Group & Associates (Closed)

B
2 total complaints ↓ falling

Alpine Credit, Inc

D
2 total complaints ↓ falling

Alternative Collections LLC

B
2 total complaints ↓ falling

American Collection Services, Inc. (OK, TX)

C
2 total complaints ↓ falling

American Credit Bureau, Inc.

C
2 total complaints ↓ falling

American Credit Resolution, Incorporated

C
2 total complaints ↓ falling

Applied Resolutions Group

B
2 total complaints ↓ falling

Arbor Residential Mortgage LLC

C
2 total complaints ↓ falling

Armada Corp.

D
2 total complaints → stable

Ashfield Management Services Inc,

F
2 total complaints ↓ falling

Asset Law Group, P.C.

C
2 total complaints ↓ falling

Asset Management Holdings, LLC

D
2 total complaints ↑ rising

Asset Management Professionals, LLC

C
2 total complaints ↓ falling

Associated Management Company Inc

A
2 total complaints ↓ falling

Assured Financial LLC

D
2 total complaints ↓ falling

Auto Credit Corporation of Jonesboro, iNC.

2 total complaints ↑ rising

BB&T Corporation

D
2 total complaints ↓ falling

Beal Financial Corporation

B
2 total complaints ↑ rising

Broker Solutions, Inc.

B
2 total complaints → stable

Baxter Bailey & Associates

D
2 total complaints → stable

Bayside Credit

C
2 total complaints → stable

Bear Claw Lending dba Lucent Cash

B
2 total complaints ↑ rising

Bennett Law PLLC

B
2 total complaints ↓ falling

Blackrock Mitigation Group LLC

F
2 total complaints ↓ falling

Blackstad, Hrabe, Kirlorsky, LLC

C
2 total complaints → stable

Bridge IT, Inc.

D
2 total complaints ↑ rising

Brightwater Capital, LLC

C
2 total complaints ↓ falling

Brinkman Alliance Group

F
2 total complaints ↓ falling

Bryant Bryant & Associates LLC

D
2 total complaints ↓ falling

Buckles & Buckles, P.L.C.

C
2 total complaints ↑ rising

Budget Mortgage Corp.

A
2 total complaints ↓ falling

Byrider Franchising, LLC

D
2 total complaints → stable

CBV Collection Services Ltd.

F
2 total complaints ↓ falling

CCI Financial, Inc

B
2 total complaints ↓ falling

CFS Holdings, Inc

C
2 total complaints ↓ falling

Charles Schwab Corporation, the

C
2 total complaints → stable

Choice Capital Fund

F
2 total complaints ↓ falling

Coastal LAW Firm, Aplc

A
2 total complaints ↓ falling

Collections Unlimited of Texas Inc

D
2 total complaints ↓ falling

Commerce Bank

B
2 total complaints ↑ rising

Camelot Financial Services, Inc.

C
2 total complaints ↓ falling

Capital Mitigation Services, LLC

D
2 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.