State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 21

Sorted by most complaints

Portfolio America Asset Management, LLC

F
5 total complaints ↓ falling

Primary Financial Services L.L.C.

C
5 total complaints ↓ falling

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
5 total complaints ↓ falling

Razor Capital, LLC

D
5 total complaints ↓ falling

Security Service Federal Credit Union

C
5 total complaints ↑ rising

Sierra Credit Corp

B
5 total complaints → stable

Solomon and Solomon, P.C.

D
5 total complaints ↓ falling

Tavelli Co., Inc. dba Tavco Credit Services

B
5 total complaints ↑ rising

The Commercial Collection Corporation of New York, Inc.

C
5 total complaints → stable

The Dunning Law Firm APC

A
5 total complaints ↓ falling

Thrivepoint Financial Holdings, Inc.

F
5 total complaints → stable

Triton Recovery Group

D
5 total complaints ↑ rising

Universal Accounts LLC

B
5 total complaints ↑ rising

Uplift, Inc

D
5 total complaints ↓ falling

Western Union Company, the

B
5 total complaints ↓ falling

Wilson, Riley & Associates

F
5 total complaints ↓ falling

Winona Holdings, Inc.

F
5 total complaints ↓ falling

YSA ARM LLC DBA Oxygen XL

F
5 total complaints ↑ rising

Zions Bancorporation

C
5 total complaints ↓ falling

Zip Co US Inc.

D
5 total complaints ↑ rising

Lippman Recupero, LLC

5 total complaints → stable

2288984 Ontario Inc.

C
4 total complaints ↑ rising

Academic Solutions of NEW York, LLC

F
4 total complaints ↓ falling

Access Group Inc.

B
4 total complaints ↓ falling

Ameris Bancorp

C
4 total complaints ↑ rising

Accelerated Recovery Services, Inc

B
4 total complaints ↓ falling

Account Recovery Services, Inc.

C
4 total complaints ↓ falling

Account Resolution Corporation

C
4 total complaints ↓ falling

Action Collection Service

D
4 total complaints → stable

Allegiant Capital Recovery LLC

F
4 total complaints ↓ falling

Alliance Asset Management, Inc (Closed)

B
4 total complaints ↓ falling

AmeriHome Mortgage Company, LLC

D
4 total complaints ↓ falling

American Credit Financial

C
4 total complaints ↓ falling

Americor Funding, LLC

D
4 total complaints ↑ rising

Assigned Credit Solutions

D
4 total complaints ↓ falling

Aubrey Thrasher, LLC

C
4 total complaints → stable

Audit & Adjustment Co. Inc.

D
4 total complaints → stable

Autovest, L.L.C.

D
4 total complaints → stable

BAM Management US Holdings Inc.

F
4 total complaints ↓ falling

BDF Partners, PC

C
4 total complaints ↑ rising

Baker Recovery Services

B
4 total complaints ↓ falling

BlockFi Inc

B
4 total complaints ↓ falling

Brian McCaffrey, Attorney At Law

F
4 total complaints ↑ rising

Bristol Point Financial, Inc.

C
4 total complaints ↓ falling

C & M Associates Group, Inc.

B
4 total complaints ↓ falling

CFAM Financial Services, LLC

F
4 total complaints ↑ rising

Columbia Banking System, Inc.

C
4 total complaints → stable

Contract Resolve Group LLC

C
4 total complaints ↓ falling

CW Financial

F
4 total complaints ↓ falling

Capital Credit and Collection Service, Inc.

C
4 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.