State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 22

Sorted by most complaints

Centron Services

C
4 total complaints ↓ falling

Century Debt Solutions Inc.

B
4 total complaints ↓ falling

Chaplain Financial Services LLC

F
4 total complaints ↓ falling

Clear Recovery, Inc.

C
4 total complaints ↓ falling

Coast 2 Coast Financial Group, LLC

C
4 total complaints ↑ rising

Coastal Credit, LLC

C
4 total complaints ↓ falling

Cohen & Associates

F
4 total complaints ↓ falling

Collection Technology Incorporated

C
4 total complaints ↓ falling

Commercial Industries Services Company, Inc.

D
4 total complaints → stable

Computer Credit, Inc.

C
4 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
4 total complaints ↑ rising

Cornerstone Holdings, Inc.

B
4 total complaints → stable

Credit Adjustments Inc

D
4 total complaints ↓ falling

Credit Bureau Central, Inc (NV)

C
4 total complaints ↓ falling

Credit Service Company, INC

D
4 total complaints ↓ falling

Crosstown Law, LLC

C
4 total complaints ↓ falling

Curtwright & Klein, LLC

B
4 total complaints ↓ falling

D.b.m.e., Inc

B
4 total complaints ↓ falling

Davis and Goldmark, Inc.

B
4 total complaints ↓ falling

Debt Collectors International, Inc.

D
4 total complaints ↑ rising

Debt Management Partners LLC

B
4 total complaints ↓ falling

Delta Outsource Group, Inc.

B
4 total complaints ↓ falling

Douglas, Chancellor, Meyers and Associates, LLC

C
4 total complaints ↓ falling

Dovenmuehle Mortgage, Inc.

C
4 total complaints ↓ falling

EDvantage LLC

B
4 total complaints ↑ rising

Escallate, LLC

D
4 total complaints ↓ falling

Earm LLC

F
4 total complaints ↓ falling

Element Global Services

C
4 total complaints ↓ falling

Emerald Canyon Capital, LLC

C
4 total complaints ↓ falling

F&M Capital LLC

D
4 total complaints ↓ falling

First Credit Finance

B
4 total complaints → stable

First Horizon Bank

C
4 total complaints ↓ falling

Fric Holding Corporation

B
4 total complaints ↓ falling

Falls Collection Service Inc.

C
4 total complaints ↓ falling

First Choice Assets LLC.

C
4 total complaints ↓ falling

First Recovery Solutions, Inc.

F
4 total complaints ↓ falling

First Service Residential, Nevada, LLC

C
4 total complaints ↓ falling

First Step Group, LLC

C
4 total complaints ↓ falling

Fitzgerald & Campbell, A Professional Law Corporation

C
4 total complaints ↑ rising

Flagstar Bank, N.A.

C
4 total complaints ↓ falling

Future Judgement Solutions

F
4 total complaints ↑ rising

Granite State Management & Resources

B
4 total complaints ↓ falling

Guardian Capital Management Hawaii, LLC

C
4 total complaints → stable

Granite Creditors Service, Inc.

A
4 total complaints ↓ falling

HF Holdings

D
4 total complaints ↑ rising

Huntington National Bank, the

C
4 total complaints → stable

Hatfield Portfolio Group LLC.

D
4 total complaints ↓ falling

Health Services Asset Management, LLC.

C
4 total complaints ↓ falling

Ingo Money, Inc.

C
4 total complaints → stable

Johnson Mark LLC

D
4 total complaints → stable

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.