What is the most common complaint against Audit & Adjustment Co. Inc.?

The most common issue consumers report about Audit & Adjustment Co. Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 70 complaints filed with the CFPB.

Are complaints against Audit & Adjustment Co. Inc. increasing or decreasing?

Complaints against Audit & Adjustment Co. Inc. have been stable. The company received 15 complaints in the last 12 months.

What is Audit & Adjustment Co. Inc.'s reputation grade?

Audit & Adjustment Co. Inc. has a reputation grade of D (score: 53.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Audit & Adjustment Co. Inc. respond to consumer complaints?

Audit & Adjustment Co. Inc. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 29% of cases.

In how many states does Audit & Adjustment Co. Inc. operate?

Audit & Adjustment Co. Inc. has received CFPB complaints from consumers in 5 states, with the most complaints from Washington (60 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Audit & Adjustment Co. Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

20
Cont'd attempts collect debt not owed

10
Communication tactics

9
Written notification about debt

8
False statements or representation

8
Disclosure verification of debt

6

Data updated September 2026

CFPB complaint disposition

CCDB record audit-adjustment-co-inc Audit & Adjustment Co. Inc.

Grade D · 70 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #1001 · compose #3582

VOL 70
GRADE D
12MO 15
STATES 5
TIMELY 91%
DISPUTE 29%
ISSUE Attempts to collect debt n…
RANK #1,001
COMPOSE #3,582

Volume peers

Nearest volume peer: Credit Management Services, Inc. (70 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Audit & Adjustment Co. Inc.'s 70 CFPB complaints sit next to Credit Management Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

85.7% of Audit & Adjustment Co. Inc.'s CFPB filings land in Washington

High volume does not equal a clean composite: Audit & Adjustment Co. Inc. is volume #1,001 but composite #3,582, while Washington dominates the geography. Corpus placement method.

Dominant state: Washington 85.7%; 60 of 70 filings · 5 states touched
Seasonal peak: 2016-01 11.1%; 8–15% band · 1 filings
Divergent corpus ranks: #1,001 volume; #3,582 composite; Cleanest-composite ladder is 2,581 places worse than volume

How does Audit & Adjustment Co. Inc. compare to its peers?

How does Audit & Adjustment Co. Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Audit & Adjustment Co.… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

97%

91%

Consumer-dispute ratelower is better

29%

36%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-01 2023-10

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	20
Cont'd attempts collect debt not owed	10
Communication tactics	9
Written notification about debt	8
False statements or representation	8
Disclosure verification of debt	6
Took or threatened to take negative or legal action	3
Taking/threatening an illegal action	3
Threatened to contact someone or share information improperly	1
Improper contact or sharing of info	1

Where do complaints against Audit & Adjustment Co. Inc. come from?

Audit & Adjustment Co. Inc.'s own per-state count, not a national baseline.

Washington

60
California

4
Texas

3
Louisiana

1
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Audit & Adjustment Co. Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 70.

4 peers

Know your rights before responding to Audit & Adjustment Co. Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.