This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 70 complaints

Audit & Adjustment Co. Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade D.

Complaints by issue type

What consumers report about Audit & Adjustment Co. Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record audit-adjustment-co-inc Audit & Adjustment Co. Inc.

Grade D · 70 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed

  • VOL 70
  • GRADE D
  • 12MO 15
  • STATES 5
  • TIMELY 91%
  • DISPUTE 29%
  • ISSUE Attempts to collect debt n…
  • RANK #1,001
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Credit Management Services, Inc. (70 complaints)

Credit Management Services, Inc.Credit Management Services, …70Greensky Operations, LLCGreensky Operations, LLC70Michael Harrison, Attorney at LawMichael Harrison, Attorney a…70Recovery Partners, LLCRecovery Partners, LLC70Audit & Adjustment Co. Inc. (this)Audit & Adjustment Co. Inc. …70
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Audit & Adjustment Co. Inc.'s 70 CFPB complaints sit next to Credit Management Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 70 complaints break down

Every complaint issue type on record for Audit & Adjustment Co. Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.8/100
Audit & Adjustment Co. Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
70
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
91%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
29%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

85.7% of Audit & Adjustment Co. Inc.'s CFPB filings land in Washington

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Washington 85.7%
60 of 70 filings · 5 states touched
Seasonal peak
2016-01 11.1%
8–15% band · 1 filings
Corpus ranks
#1,001 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Audit & Adjustment Co. Inc. compare to its peers?

How does Audit & Adjustment Co. Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Audit & Adjustment Co. Inc. National average
Complaints (last 12 mo)lower is better
15
9
268
Timely-response ratehigher is better
91%
97%
91%
Consumer-dispute ratelower is better
29%
36%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Audit & Adjustment Co. Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Audit & Adjustment Co. Inc. vs. 8 similar-volume peers, by response speed and dispute rate Audit & Adjustment Co. Inc.Credit Management Services, Inc.Michael Harrison, Attorney at LawRecovery Partners, LLCUnited Check Recovery Bureau, Inc.Malcolm S. Gerald and Associates, Inc.Leading Edge Recovery Solutions, LLCCredit Solutions, LLC (KY)Agency of Credit Control
Source: CFPB Consumer Complaint Database

Audit & Adjustment Co. Inc.'s complaint volume in context

Audit & Adjustment Co. Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

70 Top 18% higher than 82% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). This entry sits in this band. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Audit & Adjustment Co. Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2016-01 2023-10

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
20
Cont'd attempts collect debt not owed
10
Communication tactics
9
Written notification about debt
8
False statements or representation
8
Disclosure verification of debt
6
Took or threatened to take negative or legal action
3
Taking/threatening an illegal action
3
Threatened to contact someone or share information improperly
1
Improper contact or sharing of info
1

Where do complaints against Audit & Adjustment Co. Inc. come from?

Audit & Adjustment Co. Inc.'s own per-state count, not a national baseline.

Top states by complaints against Audit & Adjustment Co. Inc.

Across 5 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Audit & Adjustment Co. Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 70.

4 peers

Know your rights before responding to Audit & Adjustment Co. Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.