What is the most common complaint against Bristol Point Financial, Inc.?

The most common issue consumers report about Bristol Point Financial, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 4 complaints filed with the CFPB.

Are complaints against Bristol Point Financial, Inc. increasing or decreasing?

Complaints against Bristol Point Financial, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Bristol Point Financial, Inc.'s reputation grade?

Bristol Point Financial, Inc. has a reputation grade of C (score: 59.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Bristol Point Financial, Inc. respond to consumer complaints?

Bristol Point Financial, Inc. has a 75% timely response rate to CFPB complaints.

In how many states does Bristol Point Financial, Inc. operate?

Bristol Point Financial, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from California (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Bristol Point Financial, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

3
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record bristol-point-financial-inc Bristol Point Financial, Inc.

Grade C · 4 CFPB filings · 75% timely · lead issue: False statements or representation · vol #3310 · compose #2414

VOL 4
GRADE C
12MO 0
STATES 1
TIMELY 75%
ISSUE False statements or repres…
RANK #3,310
COMPOSE #2,414

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bristol Point Financial, Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Bristol Point Financial, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Bristol Point Financial, Inc. is volume #3,310 but composite #2,414, while California dominates the geography. Corpus placement method.

Dominant state: California 100.0%; 4 of 4 filings · 1 states touched
Spike month: 2025-11 18.8%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,310 volume; #2,414 composite; Cleanest-composite ladder is 896 places better than volume

How does Bristol Point Financial, Inc. compare to its peers?

How does Bristol Point Financial, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Bristol Point Financia… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-12 2025-11

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Written notification about debt	1

Where do complaints against Bristol Point Financial, Inc. come from?

Bristol Point Financial, Inc.'s own per-state count, not a national baseline.

California

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bristol Point Financial, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Bristol Point Financial, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.