What is the most common complaint against Ameris Bancorp?

The most common issue consumers report about Ameris Bancorp is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 18 complaints filed with the CFPB.

Are complaints against Ameris Bancorp increasing or decreasing?

Complaints against Ameris Bancorp are rising. The company received 7 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Ameris Bancorp's reputation grade?

Ameris Bancorp has a reputation grade of C (score: 56.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Ameris Bancorp respond to consumer complaints?

Ameris Bancorp has a 92% timely response rate to CFPB complaints.

In how many states does Ameris Bancorp operate?

Ameris Bancorp has received CFPB complaints from consumers in 9 states, with the most complaints from Georgia (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Ameris Bancorp - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

8
False statements or representation

5
Took or threatened to take negative or legal action

4
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record ameris-bancorp Ameris Bancorp

Grade C · 18 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #1961 · compose #3093

VOL 18
GRADE C
12MO 7
STATES 9
TIMELY 92%
ISSUE Attempts to collect debt n…
RANK #1,961
COMPOSE #3,093

Volume peers

Nearest volume peer: Apple Recovery Services Corp (18 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Ameris Bancorp's 18 CFPB complaints sit next to Apple Recovery Services Corp on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Georgia is the plurality state for Ameris Bancorp (27.8%)

The 2017-02 spike coincides with a 1,132-place gap between volume rank #1,961 and composite #3,093. Corpus placement method.

Plurality state: Georgia 27.8%; Mid-band (15–30%) · 9 states with ≥1 filing
Spike month: 2017-02 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,961 volume; #3,093 composite; Cleanest-composite ladder is 1,132 places worse than volume

How does Ameris Bancorp compare to its peers?

How does AMERIS BANCORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AMERIS BANCORP National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

61%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-02 2023-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	8
False statements or representation	5
Took or threatened to take negative or legal action	4
Written notification about debt	1

Where do complaints against Ameris Bancorp come from?

Ameris Bancorp's own per-state count, not a national baseline.

Georgia

5
California

4
Florida

3
Alabama

1
Illinois

1
Louisiana

1
North Carolina

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Ameris Bancorp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 18.

4 peers

Know your rights before responding to Ameris Bancorp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.