What is the most common complaint against Baker Recovery Services?

The most common issue consumers report about Baker Recovery Services is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 4 complaints filed with the CFPB.

Are complaints against Baker Recovery Services increasing or decreasing?

Complaints against Baker Recovery Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Baker Recovery Services's reputation grade?

Baker Recovery Services has a reputation grade of B (score: 63.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Baker Recovery Services respond to consumer complaints?

Baker Recovery Services has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Baker Recovery Services operate?

Baker Recovery Services has received CFPB complaints from consumers in 1 states, with the most complaints from California (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Baker Recovery Services - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

2
Took or threatened to take negative or legal action

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record baker-recovery-services Baker Recovery Services

Grade B · 4 CFPB filings · 50% timely · lead issue: False statements or representation · vol #3301 · compose #1931

VOL 4
GRADE B
12MO 0
STATES 1
TIMELY 50%
DISPUTE 0%
ISSUE False statements or repres…
RANK #3,301
COMPOSE #1,931

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Baker Recovery Services's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Baker Recovery Services's CFPB filings land in California

High volume does not equal a clean composite: Baker Recovery Services is volume #3,301 but composite #1,931, while California dominates the geography. Corpus placement method.

Dominant state: California 100.0%; 4 of 4 filings · 1 states touched
Seasonal peak: 2013-08 14.3%; 8–15% band · 1 filings
Divergent corpus ranks: #3,301 volume; #1,931 composite; Cleanest-composite ladder is 1,370 places better than volume

How does Baker Recovery Services compare to its peers?

How does Baker Recovery Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Baker Recovery Service… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2017-03

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Took or threatened to take negative or legal action	1
Disclosure verification of debt	1

Where do complaints against Baker Recovery Services come from?

Baker Recovery Services's own per-state count, not a national baseline.

California

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Baker Recovery Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Baker Recovery Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.