State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 20

Sorted by most complaints

Malcolm S. Gerald and Associates, Inc.

F
1 total complaints ↓ falling

Matthew Thomas & Associates LLC

F
1 total complaints ↓ falling

McCalla Raymer Leibert Pierce, LLC

F
1 total complaints ↓ falling

McCullough Payne & Haan, LLC

D
1 total complaints ↓ falling

Mcburberod Financial, Inc. d/b/a SeedFi

C
1 total complaints ↓ falling

Meade & Associates, Inc.

D
1 total complaints ↓ falling

Med-1 Solutions, LLC

F
1 total complaints ↓ falling

Media Collections, Inc

C
1 total complaints → stable

Medical Recovery Services, LLC

F
1 total complaints → stable

Medical-Commercial Audit Inc

C
1 total complaints ↑ rising

Medical-Dental-Hospital Bureau of San Antonio

D
1 total complaints ↓ falling

Mercedes Benz Financial Services

D
1 total complaints ↑ rising

Merchants Credit Corporation

D
1 total complaints ↓ falling

Mercury Financial Intermediate LLC

D
1 total complaints ↑ rising

Metacorp LLC

C
1 total complaints → stable

Metro Collection Service Inc.

C
1 total complaints → stable

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

Mnet Financial Inc

C
1 total complaints → stable

Money Investigations, Inc.

D
1 total complaints ↓ falling

Money Management International, Inc.

B
1 total complaints ↓ falling

Mortgage Research Center, LLC

B
1 total complaints ↓ falling

Municipal Collections of America Inc.

D
1 total complaints ↓ falling

Mutual Financial Partners

C
1 total complaints ↓ falling

N.A.R., Inc.

D
1 total complaints ↓ falling

NAM National Arbitration and Mediation

F
1 total complaints ↓ falling

NCP Holdings, L.P.

D
1 total complaints → stable

Ncsplus Incorporated

C
1 total complaints ↓ falling

NEW York State Higher Education Services Corporation (Hesc)—

B
1 total complaints ↓ falling

NPG Associates, Inc.

D
1 total complaints ↑ rising

NPS Group

F
1 total complaints ↓ falling

Nae-Mo Corp dba Matthews & Michaels

B
1 total complaints → stable

Nagle & Zaller, PC

D
1 total complaints ↓ falling

National Financial Group, Inc

A
1 total complaints ↓ falling

National Medical Administrators, Inc

B
1 total complaints ↓ falling

National Recovery Services LLC

B
1 total complaints ↓ falling

Nationwide Debt Management Solutions, LLC

F
1 total complaints ↓ falling

Nelson and Kennard, LLP

D
1 total complaints → stable

New Era Asset Management, LLC

B
1 total complaints ↓ falling

Niagara Capital Associates, Inc.

F
1 total complaints ↓ falling

Niagara Central Revenue

D
1 total complaints ↑ rising

Niagara Credit Solutions, Inc

B
1 total complaints ↓ falling

Nobilis Credit Management, LLC.

D
1 total complaints ↓ falling

Northern Alliance Management, LLC

F
1 total complaints ↓ falling

O'Currance, Inc.

F
1 total complaints ↑ rising

OM Financial, LLC

F
1 total complaints ↓ falling

Oliver Adjustment Co.

C
1 total complaints ↓ falling

Omnipoint Capital

F
1 total complaints ↑ rising

Optima Recovery Services LLC.

C
1 total complaints ↓ falling

Optimum Outcomes, Inc.

F
1 total complaints ↓ falling

Orbita Asset Purchasing

B
1 total complaints ↑ rising

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.