State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 18

Sorted by most complaints

Express Collections, Inc.

F
1 total complaints ↑ rising

FEDChex Recovery, LLC

F
1 total complaints ↑ rising

First Citizens Bancshares, Inc.

B
1 total complaints → stable

First National Bank of Pennsylvania

B
1 total complaints ↓ falling

Fresno Credit Bureau

C
1 total complaints ↓ falling

Fay Servicing, LLC

D
1 total complaints ↓ falling

Fidelity Properties Inc.

D
1 total complaints → stable

Finance of America Holdings LLC

A
1 total complaints ↓ falling

Financial Corporation of America

D
1 total complaints ↓ falling

Firsel Law Group, Ltd.

C
1 total complaints ↓ falling

First Associates Loan Servicing LLC

C
1 total complaints ↓ falling

First Capital Recovery Inc.

B
1 total complaints ↓ falling

First Credit Corporation

C
1 total complaints ↑ rising

Flagstar Bank, N.A.

C
1 total complaints ↓ falling

Forest Recovery Services LLC

D
1 total complaints ↑ rising

Fort Payne Finance Co. Inc.

A
1 total complaints ↓ falling

Franklin Credit Management Corporation

B
1 total complaints ↓ falling

Franklin Financial Corporation

D
1 total complaints ↓ falling

Frederick J. Hanna & Associates, P.C. (closed)

D
1 total complaints ↓ falling

Full Circle Financial Services, LLC

B
1 total complaints ↓ falling

Future Judgement Solutions

F
1 total complaints ↑ rising

Gaba LAW Corporation

F
1 total complaints ↓ falling

GEM Financial

B
1 total complaints ↓ falling

General Business Recoveries, Inc.

F
1 total complaints ↓ falling

Global Solution BIZ LLC.

F
1 total complaints → stable

Guardian Capital Management Hawaii, LLC

C
1 total complaints → stable

Gulf Coast Collection Bureau, Inc.

D
1 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
1 total complaints ↓ falling

Garrison Investment Group

B
1 total complaints ↑ rising

Glass Mountain Capital, LLC

D
1 total complaints ↓ falling

Global Consulting Agency LLC

C
1 total complaints ↓ falling

Global Credit & Collection Corporation

D
1 total complaints ↓ falling

Global Portfolio Recovery, LLC

F
1 total complaints ↓ falling

Global Processing Services, LLC

F
1 total complaints → stable

Global Recovery Group

F
1 total complaints ↓ falling

Grand Canyon Title, Agency, Inc.

F
1 total complaints ↑ rising

Gravamen Asset Management Group LLC

F
1 total complaints → stable

Great American Finance Co

C
1 total complaints → stable

Green Trust Cash, LLC

B
1 total complaints ↓ falling

Grisham Cummins, LLC

B
1 total complaints ↑ rising

Gulf Coast Financial Associates, Inc.

A
1 total complaints ↓ falling

H. Kent Hollins, Attorney at Law, P.A

C
1 total complaints ↓ falling

Hancock Whitney Bank

B
1 total complaints → stable

Harris, Klein Associaties, Inc.

C
1 total complaints ↓ falling

HF Holdings

D
1 total complaints ↑ rising

Harpeth Financial Services, LLC

C
1 total complaints ↑ rising

Harvest Strategy Group, Inc.

A
1 total complaints ↑ rising

Hatfield Portfolio Group LLC.

D
1 total complaints ↓ falling

Hauge Associates, Inc.

C
1 total complaints ↓ falling

Hawes Klein LLC

F
1 total complaints → stable

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.