State complaint profile
Debt collection complaints in Alabama
21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.
- Complaints
- 21,381
- Collectors
- 1,136
- Top collector
- CL Holdings LLC
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Alabama at a glance
Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.
- 21,381
- CFPB complaints filed
- 1,136
- collectors active here
- #1
- most-complained: CL Holdings LLC
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Alabama
Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 17
Sorted by most complaintsConsumer Solutions Group
CCottonwood Financial Ltd.
CCredHub, Inc
CCredit Bureau Services Association
DCredit Center, LLC
CCredit Collections U.S.A., L.L.C.
FCredit International Corporation
CCredit Karma, LLC
BCredit Management Control, Inc.
DCredit One LLC
CCredit Sage LLC
BCredit Solutions, LLC (KY)
CCreditor Advocates Inc
BCritical Resolution Mediation LLC
FCrown Holdings, LLC
CCypress Financial Recoveries, L.L.C., OCALA, FL Branch
BD. Scott Carruthers
FDCN Holdings Inc.
FDRS Financial LLC
CDant-Pacific, Ltd
ADarby Law Firm, LLC
FData and Contact Management Solutions, LLC
CDave Operating, LLC
BDeinde Online Services, LLC
FDelivery Financial Services, LLC
DDelta Management Associates, Inc.
DDenefits LLC
FDeutsche Bank
BDiaz & Associates, Inc.
CDirect Account Management
ADominus Law and Recovery, LLC.
ADrake, Meyers, & Associates
FDurham & Durham, LLP
CE & C Finace Company Inc
AE. A. Uffman & Associates, Inc
BEMCC Holdings, LLC
CEnramex Inc
FEPA USA Inc
CEuler Hermes UMA, Inc.
CEzcorp, Inc.
DEagle Accounts Group, Inc.
CEarly Warning Services, LLC
BEastern Asset Services LLC
DEisenburg,Whitman and Associates
FElement Global Services
CElite Portfolio Management, LLC
CEmerald AR Systems, LLC
CEmpire Resolutions Group
BEquitable Acceptance Corp
BExecutive Acquisitions Group, LLC
CIf a collector is contacting you in Alabama
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Alabama
- CL Holdings LLC Leads Alabama complaint volume in this extract
- Tennessee complaint profile Nearest volume peer (21,990 complaints)
- Louisiana complaint profile Nearest volume peer (22,643 complaints)
- States by complaint volume Alabama sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Alabama residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Alabama Resident
Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |