State complaint profile

Debt collection complaints in West Virginia

2,603 CFPB complaints filed against 415 debt collectors active in West Virginia.

Complaints
2,603
Collectors
415
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

West Virginia at a glance

West Virginia consumers have filed 2,603 CFPB debt-collection complaints against 415 collectors.

2,603
CFPB complaints filed
415
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in West Virginia

West Virginia filings are dispersed: the top three collectors hold only 0.1% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from West Virginia residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Cars America Inc.

F
1 total complaints ↑ rising

Cars Financial, Inc

A
1 total complaints ↓ falling

Carter-Young, Inc.

F
1 total complaints → stable

Cascade CISS Holdings, LLC

D
1 total complaints ↑ rising

Cascade Capital, LLC

D
1 total complaints → stable

Castle Credit Co Holdings, LLC, Chicago, IL Branch

C
1 total complaints ↓ falling

Ceannate

C
1 total complaints ↓ falling

Cedars Business Services, LLC

D
1 total complaints ↑ rising

Central Collection Corporation

F
1 total complaints ↑ rising

Choice Recovery, Inc.

D
1 total complaints ↓ falling

Client Services, Inc.

D
1 total complaints → stable

Complete Credit Solutions, Inc.

D
1 total complaints → stable

Consumer Asset Management (Texas)

B
1 total complaints ↓ falling

Continental Finance Company, LLC

C
1 total complaints ↑ rising

Credit Bureau Services Inc.

C
1 total complaints → stable

Credit Card Receivables Fund Incorporated

D
1 total complaints ↓ falling

Credit International Corporation

C
1 total complaints → stable

Credit Protection Association, L.P.

D
1 total complaints ↓ falling

Credit Service Company

F
1 total complaints ↑ rising

Credit Systems International, Inc.

D
1 total complaints ↑ rising

Creditech, Inc.

C
1 total complaints ↓ falling

DataMax Corporation

F
1 total complaints ↓ falling

Delbert Services

D
1 total complaints ↓ falling

Delta Management Associates, Inc.

D
1 total complaints ↓ falling

Diaz & Associates, Inc.

C
1 total complaints ↓ falling

Direct Recovery Services, LLC

F
1 total complaints ↓ falling

DirectArms

A
1 total complaints ↓ falling

Diverse Funding Associates LLC

D
1 total complaints ↑ rising

Duvera Billing Services, LLC

D
1 total complaints ↓ falling

Eagle Financial Services, Inc.

B
1 total complaints ↑ rising

EdFinancial Services

C
1 total complaints ↑ rising

Element Global Services

C
1 total complaints ↓ falling

Encircle Collections, Inc.

C
1 total complaints ↓ falling

Enhanced Recovery Services 2, Inc.

C
1 total complaints ↓ falling

Everest Receivable Services Inc.

C
1 total complaints → stable

Fair Collections & Outsourcing, Inc.

D
1 total complaints ↑ rising

FEDChex Recovery, LLC

F
1 total complaints ↑ rising

Fifth Third Financial Corporation

D
1 total complaints → stable

First National Bank of Pennsylvania

B
1 total complaints ↓ falling

FMS Inc.

C
1 total complaints ↓ falling

Fidelity National Information Services, Inc. (FNIS)

D
1 total complaints ↓ falling

Financial Accounts Service Team Inc.

F
1 total complaints → stable

Financial Asset Resolution, LLC

F
1 total complaints ↓ falling

Financial Data Systems

F
1 total complaints ↓ falling

Financial Recovery Services, Inc.

D
1 total complaints ↓ falling

Financial Solution Providers LLC

B
1 total complaints ↓ falling

First Data Corporation

D
1 total complaints ↓ falling

First Federal Credit Control, Inc.

D
1 total complaints ↓ falling

First Recovery Solutions, Inc.

F
1 total complaints ↓ falling

Focused Recovery Solutions, Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in West Virginia

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this West Virginia slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with West Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a West Virginia Resident

With only 2,603 West Virginia filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the West Virginia AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.