State complaint profile

Debt collection complaints in West Virginia

2,603 CFPB complaints filed against 415 debt collectors active in West Virginia.

Complaints
2,603
Collectors
415
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

West Virginia at a glance

West Virginia consumers have filed 2,603 CFPB debt-collection complaints against 415 collectors.

2,603
CFPB complaints filed
415
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in West Virginia

West Virginia filings are dispersed: the top three collectors hold only 0.1% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from West Virginia residents in this extract is Equifax, Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

The Cadle Company

B
1 total complaints ↑ rising

The Stark Collection Agency, Inc.

F
1 total complaints ↑ rising

The Thomas Agency, Inc.

F
1 total complaints ↓ falling

Thomas George Associates, Ltd.

D
1 total complaints → stable

United Services Automobile Association

D
1 total complaints → stable

Upgrade, Inc.

F
1 total complaints ↑ rising

USCB Corporation

D
1 total complaints ↑ rising

United Credit and Collections Inc.

C
1 total complaints → stable

Universal Fidelity LP

D
1 total complaints ↓ falling

V and H Portfolio

D
1 total complaints ↑ rising

Vanguard Funding LLC

F
1 total complaints ↓ falling

Viking Client Services

C
1 total complaints → stable

Vision Financial Corp.

D
1 total complaints ↓ falling

Vital Solutions, Inc.

C
1 total complaints ↓ falling

Western Union Company, the

B
1 total complaints ↓ falling

If a collector is contacting you in West Virginia

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this West Virginia slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with West Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a West Virginia Resident

With only 2,603 West Virginia filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the West Virginia AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.