State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

Management Core Solutions, Inc.

C
1 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
1 total complaints → stable

Mark A. Kirkorsky, PC

D
1 total complaints ↓ falling

McKellar & Associates Group, Inc.

C
1 total complaints ↓ falling

Medical Business Bureau

F
1 total complaints ↓ falling

Medical Financial Services, Inc.

C
1 total complaints ↓ falling

Medical-Commercial Audit Inc

C
1 total complaints ↑ rising

Merchants Acceptance Corp

B
1 total complaints ↑ rising

Merchants Credit Assoc. Inc SC

C
1 total complaints ↓ falling

Merchants Credit Bureau, Inc.

D
1 total complaints → stable

Merchants Credit Corporation

D
1 total complaints ↓ falling

Meritize Financial Inc.

B
1 total complaints ↑ rising

Merriman Investments, LLC

B
1 total complaints ↓ falling

Michael Harrison, Attorney at Law

D
1 total complaints ↓ falling

Mid-Atlantic Consumer Services

C
1 total complaints ↓ falling

Mid-Atlantic Portfolios, LLC

A
1 total complaints ↓ falling

Midstate Collection Solutions, Inc.

D
1 total complaints ↓ falling

Midway Resolution Services LLC

F
1 total complaints ↓ falling

Miller Davis & Peoples

C
1 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

Mohr Investigative Services, Inc.

C
1 total complaints ↓ falling

Money Management International, Inc.

B
1 total complaints ↓ falling

Mutual Financial Partners

C
1 total complaints ↓ falling

Mutual Management Services LLC

F
1 total complaints → stable

N.A.R., Inc.

D
1 total complaints ↓ falling

National Debt Relief LLC

F
1 total complaints ↑ rising

Nationwide Acceptance LLC

C
1 total complaints → stable

NEW City Funding Corp.

B
1 total complaints ↑ rising

Northway Broker Ltd.

B
1 total complaints ↓ falling

NOVAD Management Consulting, LLC

B
1 total complaints ↓ falling

NPG Associates, Inc.

D
1 total complaints ↑ rising

NPS Group

F
1 total complaints ↓ falling

Nagle & Zaller, PC

D
1 total complaints ↓ falling

National Financial Group, Inc

A
1 total complaints ↓ falling

National Investigative Services

F
1 total complaints ↑ rising

National Recoveries, Inc.

C
1 total complaints ↓ falling

National Recovery Service, Inc.

F
1 total complaints ↓ falling

Nationwide Intermediary Services llc

C
1 total complaints ↓ falling

Nevada Professional Collections Texas

F
1 total complaints ↑ rising

New Century Financial Services, Inc.

C
1 total complaints ↓ falling

Niagara Capital Recovery LLC

F
1 total complaints ↓ falling

Niagara Restitution Service Inc

C
1 total complaints ↓ falling

Nicholas Financial Inc.

C
1 total complaints ↓ falling

Nobilis Credit Management, LLC.

D
1 total complaints ↓ falling

North American Credit Services

D
1 total complaints ↓ falling

North Capital Recovery Services

C
1 total complaints ↑ rising

Northeast Collection Bureau

F
1 total complaints ↓ falling

Northeast Receivables Management, LLC

C
1 total complaints ↓ falling

Northern Alliance Management, LLC

F
1 total complaints ↓ falling

Northwest Collectors Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.