State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

Innovative Strategic Solutions

F
1 total complaints → stable

Insight Capital LLC (NV)

F
1 total complaints ↓ falling

Interstate Recovery Service, Inc.

F
1 total complaints ↓ falling

InvestiNet LLC

D
1 total complaints ↑ rising

JMS Associates, Inc.

C
1 total complaints ↓ falling

JNR Adjustment Company, Inc

C
1 total complaints ↓ falling

JPL Recovery Solutions

F
1 total complaints ↓ falling

Jana Ferrell & Associates LLC

F
1 total complaints → stable

John C. Bonewicz, P.C.

C
1 total complaints ↓ falling

Jonathan Neil & Associates, Inc

D
1 total complaints ↓ falling

Keycorp

D
1 total complaints ↓ falling

Kilowatt Financial, LLC, a Spruce Finance Company

F
1 total complaints ↓ falling

KP Asset Consulting LLC

F
1 total complaints ↓ falling

Kashable LLC

D
1 total complaints ↑ rising

Kashia Services

D
1 total complaints ↓ falling

KeyBridge Medical Revenue Management

D
1 total complaints ↓ falling

Keystone Credit Services LLC

C
1 total complaints ↓ falling

Keystone Law LLC

C
1 total complaints → stable

Kirkland Asset Management LLC

D
1 total complaints ↓ falling

Kohn Law Firm S.C.

D
1 total complaints → stable

Kross, Lieberman & Stone, Inc.

F
1 total complaints ↓ falling

Kubota North America Corporation

C
1 total complaints ↑ rising

L.B.Gray LLC A Debt Collection Agency

B
1 total complaints ↑ rising

Lake Michigan Credit Union

B
1 total complaints ↑ rising

LAW Offices of Robert S. Perry, P.C.

A
1 total complaints ↓ falling

LDF Holdings, LLC

C
1 total complaints ↓ falling

Loan to Learn

B
1 total complaints ↓ falling

LT17 Services LLC

B
1 total complaints ↓ falling

Lakeside Receivables LLC

D
1 total complaints → stable

Law Offices Howard Lee Schiff, P.C.

C
1 total complaints ↓ falling

Law Offices of Hayt, Hayt & Landau, LLC

C
1 total complaints → stable

Law Offices of Robert J. Colclough, III

F
1 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
1 total complaints ↑ rising

Lazega & Johanson LLC

C
1 total complaints ↓ falling

Legal Prevention Services, LLC.

B
1 total complaints ↓ falling

Legal Recovery Specialists LLC

C
1 total complaints ↓ falling

LendKey Technologies, Inc.

B
1 total complaints ↑ rising

LendingUSA

B
1 total complaints → stable

Life Line Billing Systems, LLC

C
1 total complaints → stable

Line 5, LLC

C
1 total complaints ↑ rising

Lionstone Holdings Group

F
1 total complaints ↓ falling

Live Oak Financial, Inc

F
1 total complaints ↑ rising

Locate Services LLC

B
1 total complaints → stable

Lyons, Doughty & Veldhuis, PC

D
1 total complaints → stable

M.A.R.S., Inc.

D
1 total complaints → stable

Mclean Mortgage Corporation

A
1 total complaints ↓ falling

MCU Holdings, LLC

C
1 total complaints ↓ falling

MNS & Associates LLC

D
1 total complaints ↓ falling

Mvba, L.L.C.

F
1 total complaints ↓ falling

Malen & Associates, p.c.

D
1 total complaints → stable

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.