State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

ASG Solutions LLC

C
4 total complaints ↓ falling

Account Management Resources

C
4 total complaints ↓ falling

Accurate Financial Partners

B
4 total complaints ↓ falling

Acquired Assets, Ltd.

C
4 total complaints ↓ falling

Action Collection Service

D
4 total complaints → stable

Action Financial Services, LLC

C
4 total complaints ↓ falling

Affirmative Law, PC

F
4 total complaints ↑ rising

Allegiant Capital Recovery LLC

F
4 total complaints ↓ falling

Alliance Collection Agencies, Inc.

C
4 total complaints ↓ falling

Allied Consulting Services LLC

C
4 total complaints ↑ rising

Asset Recovery Bureau LLC

D
4 total complaints ↑ rising

Auto Credit Corporation of Jonesboro, iNC.

4 total complaints ↑ rising

Axiom Acquisition Ventures, LLC

C
4 total complaints → stable

Bayview Solutions LLC

D
4 total complaints ↓ falling

Big City Finance, LLLP

B
4 total complaints ↓ falling

Bizcorp, LLC

F
4 total complaints ↑ rising

Blackstad, Hrabe, Kirlorsky, LLC

C
4 total complaints → stable

Blueshore Recovery

B
4 total complaints ↓ falling

Brinkman Alliance Group

F
4 total complaints ↓ falling

Bryant, Hodge & Associates LLC

F
4 total complaints ↓ falling

Buckles & Buckles, P.L.C.

C
4 total complaints ↑ rising

C & M Associates Group, Inc.

B
4 total complaints ↓ falling

CARS Acquisition, LLC

B
4 total complaints ↑ rising

Choice Capital Fund

F
4 total complaints ↓ falling

CMD Investment Group, Inc.

B
4 total complaints ↑ rising

Collection Associates, Ltd.

C
4 total complaints ↓ falling

Conrad Credit Corporation

F
4 total complaints ↓ falling

Centron Services

C
4 total complaints ↓ falling

Chaplain Financial Services LLC

F
4 total complaints ↓ falling

Cliff's Finance Co., Inc.

B
4 total complaints ↓ falling

Coast 2 Coast Financial Group, LLC

C
4 total complaints ↑ rising

Collection Bureau Services, Inc.

D
4 total complaints ↓ falling

Collection Consultants of California

F
4 total complaints ↓ falling

Columbia Collection Service, Inc.

F
4 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
4 total complaints ↑ rising

Credit Adjustments Inc

D
4 total complaints ↓ falling

Credit Collections U.S.A., L.L.C.

F
4 total complaints → stable

Credit Karma, LLC

B
4 total complaints ↑ rising

Crosstown Law, LLC

C
4 total complaints ↓ falling

DLC, LLC

C
4 total complaints → stable

Davis & Jones, LLC

C
4 total complaints ↑ rising

Delta Outsource Group, Inc.

B
4 total complaints ↓ falling

Direct Capital

F
4 total complaints ↓ falling

Diverse Financial Enterprises

F
4 total complaints ↓ falling

Diversified Recovery Services Inc.

F
4 total complaints ↓ falling

Empire Mediation Services LLC

F
4 total complaints ↓ falling

Element Global Services

C
4 total complaints ↓ falling

Emergent Business Group, Inc.

D
4 total complaints ↓ falling

Endpoint Resolution Services (ERS)

B
4 total complaints ↓ falling

Esusu, Inc.

C
4 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.