State complaint profile
Debt collection complaints in Texas
172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.
- Complaints
- 172,149
- Collectors
- 2,473
- Top collector
- Equifax, Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Texas at a glance
Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.
- 172,149
- CFPB complaints filed
- 2,473
- collectors active here
- #1
- most-complained: Equifax, Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Texas
Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 22
Sorted by most complaintsGlobal Processing Services, LLC
FIdaho Housing And Finance Association
BInnovative Collections, LLC
FInnovative Strategic Solutions
FInterstate Recovery Service, Inc.
FKingston Financial, LLC
FKnight Adjustment Bureau
FKornerstone Credit, LLC.
DKubota North America Corporation
CLonghorn Asset Management LLC
CMidfirst Bank
BMiracle Finance Ltd
BMNS & Associates LLC
DMorgan & Associates, P.C.
BNCP Finance
BNational Arbitration Forum
FNational Credit Services, Inc.
CNationwide Debt Management Solutions, LLC
FNewman, Hesse & Associates, P. A.
DNexum Group Inc
DNorthStar Technologies
COmnipoint Capital
FPlanet Home Lending, LLC
CPrimavera Financial, Inc.
CPathfinder Credit Services
CPerpay, Inc.
DPremier Account Management
DR.T.R. Financial Services, Inc.
DROC Asset Solutions, LLC
FReceivable Asset Management
DReceivable Management Inc.
ARecovery Partners, LLC
FRed Cedar Services, Inc
BRevenue Recovery Corporation
DRound Two Recovery
DSuncoast Credit Union
DSelene Holdings LLC
DSolutions To Portfolios, LLC
CSound Collection Services
CStillman, P.C. d.b.a. Stillman Law Office
DTFC Credit Corporation of California
CTroy Capital, LLC
CUnited Portfolio Corp.
AUnited Recovery Group, LLC (Closed)
CUniversal Fidelity LP
DWaterfall Revenue Group
FWestern Portfolio Assets
FZarvad III S.a.
F208 Capital Holdings LLC
FACS Education Services
DIf a collector is contacting you in Texas
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Texas
- Equifax, Inc. Leads Texas complaint volume in this extract
- Florida complaint profile Nearest volume peer (124,524 complaints)
- California complaint profile Nearest volume peer (112,020 complaints)
- States by complaint volume Texas sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Texas residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Texas Resident
Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |