What is the most common complaint against Buckles & Buckles, P.L.C.?

The most common issue consumers report about Buckles & Buckles, P.L.C. is "Took or threatened to take negative or legal action", specifically "Collected or attempted to collect exempt funds". This is based on 31 complaints filed with the CFPB.

Are complaints against Buckles & Buckles, P.L.C. increasing or decreasing?

Complaints against Buckles & Buckles, P.L.C. are rising. The company received 11 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Buckles & Buckles, P.L.C.'s reputation grade?

Buckles & Buckles, P.L.C. has a reputation grade of C (score: 57.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Buckles & Buckles, P.L.C. respond to consumer complaints?

Buckles & Buckles, P.L.C. has a 69% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Buckles & Buckles, P.L.C. operate?

Buckles & Buckles, P.L.C. has received CFPB complaints from consumers in 5 states, with the most complaints from Michigan (22 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Buckles & Buckles, P.L.C. - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

14
Attempts to collect debt not owed

8
Written notification about debt

3
False statements or representation

3
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record buckles-buckles-plc Buckles & Buckles, P.L.C.

Grade C · 31 CFPB filings · 69% timely · lead issue: Took or threatened to take negative or legal action · vol #1512 · compose #2855

VOL 31
GRADE C
12MO 11
STATES 5
TIMELY 69%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #1,512
COMPOSE #2,855

Volume peers

Nearest volume peer: Amscot Corporation (31 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Buckles & Buckles, P.L.C.'s 31 CFPB complaints sit next to Amscot Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.0% of Buckles & Buckles, P.L.C.'s CFPB filings land in Michigan

High volume does not equal a clean composite: Buckles & Buckles, P.L.C. is volume #1,512 but composite #2,855, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 71.0%; 22 of 31 filings · 5 states touched
Even monthly load: Peak under 8%; Highest month 2019-05 at 7.1% (2 filings)
Divergent corpus ranks: #1,512 volume; #2,855 composite; Cleanest-composite ladder is 1,343 places worse than volume

How does Buckles & Buckles, P.L.C. compare to its peers?

How does Buckles & Buckles, P.L.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Buckles & Buckles, P.L… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

69%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-05 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	14
Attempts to collect debt not owed	8
Written notification about debt	3
False statements or representation	3
Communication tactics	1
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1

Where do complaints against Buckles & Buckles, P.L.C. come from?

Buckles & Buckles, P.L.C.'s own per-state count, not a national baseline.

Michigan

22
Texas

4
California

2
North Carolina

2
Wisconsin

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Buckles & Buckles, P.L.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 31.

4 peers

Know your rights before responding to Buckles & Buckles, P.L.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.