State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

First Cash Financial Services, Inc.

B
4 total complaints ↓ falling

First Continental Mortgage Ltd

B
4 total complaints ↓ falling

Federated Capital Corporation

C
4 total complaints ↓ falling

FinCo Services Inc DBA Current

D
4 total complaints ↑ rising

First Texas Auto Credit, Inc.

B
4 total complaints ↑ rising

Foursight Holding LLC

C
4 total complaints ↓ falling

Fulton Friedman & Gullace LLP

C
4 total complaints ↓ falling

Global Client Solutions, LLC

C
4 total complaints ↓ falling

General Service Bureau, Inc.

D
4 total complaints ↓ falling

Genesis Credit Management, LLC

F
4 total complaints ↓ falling

Google Compare Credit Cards Inc.

D
4 total complaints → stable

Green & Sons Agency, Inc.

F
4 total complaints → stable

Greenberg, Grant & Richards Inc.

D
4 total complaints → stable

Happy Money, Inc.

F
4 total complaints ↑ rising

Hauge Associates, Inc.

C
4 total complaints ↓ falling

Healthcare Management, LLC

D
4 total complaints ↓ falling

Independence Capital Recovery, LLC

D
4 total complaints ↑ rising

Independent Savings Plan Co.

C
4 total complaints ↑ rising

Investigative Concepts, Inc.

F
4 total complaints ↑ rising

Keycorp

D
4 total complaints ↓ falling

KP Asset Consulting LLC

F
4 total complaints ↓ falling

Key Management Company of Missouri, LLC.

A
4 total complaints ↓ falling

Lanier Collections Agency and Services Inc

D
4 total complaints ↓ falling

LD Holdings Group, LLC

B
4 total complaints → stable

Lake Area Collections, LLC

D
4 total complaints ↓ falling

Law Offices of Palmer, Reifler & Associates, P.A.

C
4 total complaints ↓ falling

Law Offices of Robert A. Schuerger Co., LPA

C
4 total complaints ↓ falling

Law Offices of Robert J. Colclough, III

F
4 total complaints ↓ falling

Lela Mae Portfolio Management Group

F
4 total complaints ↑ rising

Lockhart Mediation Services

F
4 total complaints ↑ rising

M. G. Credit, Inc.

D
4 total complaints ↑ rising

Mission Financial Services Corporation

D
4 total complaints ↑ rising

Mountain America Federal Credit Union

D
4 total complaints ↑ rising

Malcolm S. Gerald and Associates, Inc.

F
4 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
4 total complaints → stable

Mark A. Kirkorsky, PC

D
4 total complaints ↓ falling

Meade & Associates, Inc.

D
4 total complaints ↓ falling

Meridian ARG Inc.

F
4 total complaints ↓ falling

NPG Associates, Inc.

D
4 total complaints ↑ rising

National Consumer Telecom & Utilities Exchange, Inc.

D
4 total complaints ↑ rising

National Mediation Services

B
4 total complaints ↓ falling

National Recoveries, Inc.

C
4 total complaints ↓ falling

Nations Recovery Center

D
4 total complaints ↓ falling

Nelson, Cooper & Ortiz, LLC

F
4 total complaints ↓ falling

Ovation Financial Services, LLC

D
4 total complaints → stable

PCS Receivables Corp.

D
4 total complaints ↓ falling

Quest Legal Group

F
4 total complaints ↓ falling

Regional Acquisition Group, Inc.

D
4 total complaints ↓ falling

Regional Processing Services

F
4 total complaints ↓ falling

RevNow LLC

D
4 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.