What is the most common complaint against Solutions To Portfolios, LLC?

The most common issue consumers report about Solutions To Portfolios, LLC is "Communication tactics", specifically "Threatened to take legal action". This is based on 45 complaints filed with the CFPB.

Are complaints against Solutions To Portfolios, LLC increasing or decreasing?

Complaints against Solutions To Portfolios, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Solutions To Portfolios, LLC's reputation grade?

Solutions To Portfolios, LLC has a reputation grade of C (score: 58.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Solutions To Portfolios, LLC respond to consumer complaints?

Solutions To Portfolios, LLC has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Solutions To Portfolios, LLC operate?

Solutions To Portfolios, LLC has received CFPB complaints from consumers in 17 states, with the most complaints from California (8 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Solutions To Portfolios, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 17 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

15
Taking/threatening an illegal action

9
Improper contact or sharing of info

8
Cont'd attempts collect debt not owed

6
Disclosure verification of debt

4
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record solutions-to-portfolios-llc Solutions To Portfolios, LLC

Grade C · 45 CFPB filings · 96% timely · lead issue: Communication tactics · vol #1272 · compose #2588

VOL 45
GRADE C
12MO 0
STATES 17
TIMELY 96%
DISPUTE 21%
ISSUE Communication tactics
RANK #1,272
COMPOSE #2,588

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Solutions To Portfolios, LLC's 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

California is the plurality state for Solutions To Portfolios, LLC (17.8%)

Volume rank #1,272 and composite rank #2,588 diverge by 1,316 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 17.8%; Mid-band (15–30%) · 17 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2023-01 at 7.7% (3 filings)
Divergent corpus ranks: #1,272 volume; #2,588 composite; Cleanest-composite ladder is 1,316 places worse than volume

How does Solutions To Portfolios, LLC compare to its peers?

How does Solutions To Portfolios, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Solutions To Portfolio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

98%

91%

Consumer-dispute ratelower is better

21%

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-06 2025-11

Issue Detail Breakdown

Issue	Complaints
Communication tactics	15
Taking/threatening an illegal action	9
Improper contact or sharing of info	8
Cont'd attempts collect debt not owed	6
Disclosure verification of debt	4
Took or threatened to take negative or legal action	1
False statements or representation	1
Threatened to contact someone or share information improperly	1

Where do complaints against Solutions To Portfolios, LLC come from?

Solutions To Portfolios, LLC's own per-state count, not a national baseline.

California

8
Texas

5
Florida

4
Michigan

4
Tennessee

4
Ohio

3
Virginia

3
Alabama

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Solutions To Portfolios, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to Solutions To Portfolios, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.