State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 21

Sorted by most complaints

Arvest Bank Group, Inc.

B
5 total complaints ↑ rising

Accounts Receivable Management, Inc (NJ) (Closed)

C
5 total complaints ↓ falling

Allgate Financial, LLC

C
5 total complaints ↓ falling

Alliance Group & Associates LLC

F
5 total complaints ↓ falling

AmeriHome Mortgage Company, LLC

D
5 total complaints ↓ falling

American Accounts & Advisers, Inc.

D
5 total complaints ↓ falling

American Collections Enterprise, Inc.

D
5 total complaints ↓ falling

Ameritan Group Services

F
5 total complaints ↑ rising

Applied Resolutions Group

B
5 total complaints ↓ falling

Ashton & Weinberg, Inc.

C
5 total complaints ↓ falling

Asset Management Professionals, LLC

C
5 total complaints ↓ falling

Assured Financial Partners

C
5 total complaints ↓ falling

Astra Business Services

F
5 total complaints ↓ falling

Autovest, L.L.C.

D
5 total complaints → stable

BSI Financial Holdings, Inc.

D
5 total complaints → stable

Big Picture Loans, LLC

C
5 total complaints ↓ falling

Brightwater Capital, LLC

C
5 total complaints ↓ falling

Business & Professional Collection Service Inc

C
5 total complaints ↓ falling

Cardinal Financial Company, Limited Partnership

A
5 total complaints ↓ falling

CDI Affiliated Services, Inc.

D
5 total complaints ↑ rising

Collection Services of Athens, Inc.

F
5 total complaints ↓ falling

Collections USA, Inc.

D
5 total complaints → stable

Credit Bureau of Napa County, Inc.

D
5 total complaints ↓ falling

Credit World Services, Inc.

C
5 total complaints ↓ falling

Capital Collection Management LLC

D
5 total complaints ↑ rising

Clear Recovery, Inc.

C
5 total complaints ↓ falling

Consumer Asset Management (Texas)

B
5 total complaints ↓ falling

Credit Center, LLC

C
5 total complaints → stable

DFC Global Corp.

D
5 total complaints ↓ falling

DTA Group LLC

D
5 total complaints ↓ falling

Debt Management Partners LLC

B
5 total complaints ↓ falling

Direct Cash LLC

B
5 total complaints → stable

Diversified Acceptance Corporation

F
5 total complaints ↓ falling

Dovenmuehle Mortgage, Inc.

C
5 total complaints ↓ falling

Driveway Finance Corporation

D
5 total complaints ↑ rising

Duane Morris LLP

B
5 total complaints ↓ falling

E. A. Uffman & Associates, Inc

B
5 total complaints ↓ falling

EMCC Holdings, LLC

C
5 total complaints ↓ falling

Escallate, LLC

D
5 total complaints ↓ falling

Excel Finance Company

B
5 total complaints ↑ rising

Eastern Revenue, Inc.

D
5 total complaints → stable

Equitable Acceptance Corp

B
5 total complaints ↓ falling

First Citizens Bancshares, Inc.

B
5 total complaints → stable

FMS Inc.

C
5 total complaints ↓ falling

Farrell Holdings, LLC

B
5 total complaints ↓ falling

Featured Mediation, LLC

C
5 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
5 total complaints ↓ falling

First Financial Resources, Inc.

C
5 total complaints → stable

Garcadia Financial LLC

B
5 total complaints ↓ falling

Global Portfolio Recovery, LLC

F
5 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.