What is the most common complaint against Idaho Housing And Finance Association?

The most common issue consumers report about Idaho Housing And Finance Association is "Took or threatened to take negative or legal action", specifically "Debt is not yours". This is based on 7 complaints filed with the CFPB.

Are complaints against Idaho Housing And Finance Association increasing or decreasing?

Complaints against Idaho Housing And Finance Association are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Idaho Housing And Finance Association's reputation grade?

Idaho Housing And Finance Association has a reputation grade of B (score: 65.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Idaho Housing And Finance Association respond to consumer complaints?

Idaho Housing And Finance Association has a 100% timely response rate to CFPB complaints.

In how many states does Idaho Housing And Finance Association operate?

Idaho Housing And Finance Association has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Idaho Housing And Finance Association - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

3
Attempts to collect debt not owed

2
False statements or representation

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record idaho-housing-and-finance-association Idaho Housing And Finance Association

Grade B · 7 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2830 · compose #1762

VOL 7
GRADE B
12MO 4
STATES 3
TIMELY 100%
ISSUE Took or threatened to take…
RANK #2,830
COMPOSE #1,762

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Idaho Housing And Finance Association's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.4% of Idaho Housing And Finance Association's CFPB filings land in Texas

High volume does not equal a clean composite: Idaho Housing And Finance Association is volume #2,830 but composite #1,762, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 71.4%; 5 of 7 filings · 3 states touched
Spike month: 2014-09 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,830 volume; #1,762 composite; Cleanest-composite ladder is 1,068 places better than volume

How does Idaho Housing And Finance Association compare to its peers?

How does Idaho Housing And Finance Association compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Idaho Housing And Fina… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

71%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2015-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	3
Attempts to collect debt not owed	2
False statements or representation	1
Communication tactics	1

Where do complaints against Idaho Housing And Finance Association come from?

Idaho Housing And Finance Association's own per-state count, not a national baseline.

Texas

5
Iowa

1
South Dakota

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Idaho Housing And Finance Association: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to Idaho Housing And Finance Association: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.