What is the most common complaint against State Finance Company?

The most common issue consumers report about State Finance Company is "Communication tactics", specifically "Debt was paid". This is based on 10 complaints filed with the CFPB.

Are complaints against State Finance Company increasing or decreasing?

Complaints against State Finance Company are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is State Finance Company's reputation grade?

State Finance Company has a reputation grade of C (score: 60.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does State Finance Company respond to consumer complaints?

State Finance Company has a 60% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does State Finance Company operate?

State Finance Company has received CFPB complaints from consumers in 1 states, with the most complaints from Texas (10 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

State Finance Company - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Communication tactics

5
Cont'd attempts collect debt not owed

2
Attempts to collect debt not owed

1
False statements or representation

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record state-finance-company State Finance Company

Grade C · 10 CFPB filings · 60% timely · lead issue: Communication tactics · vol #2542 · compose #2343

VOL 10
GRADE C
12MO 1
STATES 1
TIMELY 60%
DISPUTE 0%
ISSUE Communication tactics
RANK #2,542
COMPOSE #2,343

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

State Finance Company's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of State Finance Company's CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Texas 100.0%; 10 of 10 filings · 1 states touched
Spike month: 2018-06 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,542 volume; #2,343 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does State Finance Company compare to its peers?

How does State Finance Company compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

State Finance Company National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

60%

10%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-06 2018-06

Issue Detail Breakdown

Issue	Complaints
Communication tactics	5
Cont'd attempts collect debt not owed	2
Attempts to collect debt not owed	1
False statements or representation	1
Threatened to contact someone or share information improperly	1

Where do complaints against State Finance Company come from?

State Finance Company's own per-state count, not a national baseline.

Texas

10

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for State Finance Company: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to State Finance Company: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.