What is the most common complaint against Debt Restoration Services?

The most common issue consumers report about Debt Restoration Services is "Communication tactics", specifically "Threatened to take legal action". This is based on 4 complaints filed with the CFPB.

Are complaints against Debt Restoration Services increasing or decreasing?

Complaints against Debt Restoration Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Debt Restoration Services's reputation grade?

Debt Restoration Services has a reputation grade of D (score: 55.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Debt Restoration Services respond to consumer complaints?

Debt Restoration Services has a 50% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Debt Restoration Services operate?

Debt Restoration Services has received CFPB complaints from consumers in 4 states, with the most complaints from California (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Debt Restoration Services - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

2
False statements or representation

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record debt-restoration-services Debt Restoration Services

Grade D · 4 CFPB filings · 50% timely · lead issue: Communication tactics · vol #3345 · compose #3336

VOL 4
GRADE D
12MO 0
STATES 4
TIMELY 50%
DISPUTE 33%
ISSUE Communication tactics
RANK #3,345
COMPOSE #3,336

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Debt Restoration Services's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for Debt Restoration Services (25.0%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state: California 25.0%; Mid-band (15–30%) · 4 states with ≥1 filing
Spike month: 2025-10 30.0%; 3 filings that month · spiky (≥15% of series)
Corpus ranks: #3,345 volume; #3,336 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Debt Restoration Services compare to its peers?

How does Debt Restoration Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Debt Restoration Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-11 2025-11

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2
False statements or representation	1
Taking/threatening an illegal action	1

Where do complaints against Debt Restoration Services come from?

Debt Restoration Services's own per-state count, not a national baseline.

California

1
Georgia

1
Maryland

1
New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Debt Restoration Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Debt Restoration Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.