What is the most common complaint against FTA Financial LLC?

The most common issue consumers report about FTA Financial LLC is "Taking/threatening an illegal action", specifically "Threatened to sue on too old debt". This is based on 1 complaints filed with the CFPB.

Are complaints against FTA Financial LLC increasing or decreasing?

Complaints against FTA Financial LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is FTA Financial LLC's reputation grade?

FTA Financial LLC has a reputation grade of C (score: 57.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does FTA Financial LLC respond to consumer complaints?

FTA Financial LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does FTA Financial LLC operate?

FTA Financial LLC has received CFPB complaints from consumers in 1 states, with the most complaints from New Jersey (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

FTA Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record fta-financial-llc FTA Financial LLC

Grade C · 1 CFPB filings · 0% timely · lead issue: Taking/threatening an illegal action · vol #4793 · compose #2759

VOL 1
GRADE C
12MO 0
STATES 1
TIMELY 0%
DISPUTE 0%
ISSUE Taking/threatening an ille…
RANK #4,793
COMPOSE #2,759

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FTA Financial LLC's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of FTA Financial LLC's CFPB filings land in New Jersey

High volume does not equal a clean composite: FTA Financial LLC is volume #4,793 but composite #2,759, while New Jersey dominates the geography. Corpus placement method.

Dominant state: New Jersey 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2020-08 40.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,793 volume; #2,759 composite; Cleanest-composite ladder is 2,034 places better than volume

How does FTA Financial LLC compare to its peers?

How does FTA Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FTA Financial LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2025-07

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	1

Where do complaints against FTA Financial LLC come from?

FTA Financial LLC's own per-state count, not a national baseline.

New Jersey

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FTA Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to FTA Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.