State complaint profile

Debt collection complaints in Mississippi

11,959 CFPB complaints filed against 890 debt collectors active in Mississippi.

Complaints
11,959
Collectors
890
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mississippi at a glance

Mississippi consumers have filed 11,959 CFPB debt-collection complaints against 890 collectors.

11,959
CFPB complaints filed
890
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Mississippi

Mississippi filings are dispersed: the top three collectors hold only 0.1% of 11,959 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Mississippi residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Hancock Whitney Bank

B
2 total complaints → stable

Happy Money, Inc.

F
2 total complaints ↑ rising

Harpeth Financial Services, LLC

C
2 total complaints ↑ rising

Imperial Recovery Consultants, LLC

F
2 total complaints → stable

JH Portfolio Debt Equities, LLC

D
2 total complaints ↓ falling

Kovo

D
2 total complaints ↑ rising

Kubota North America Corporation

C
2 total complaints ↑ rising

LD Holdings Group, LLC

B
2 total complaints → stable

LDF Holdings, LLC

C
2 total complaints ↓ falling

LTD Financial Services, L.P.

D
2 total complaints ↓ falling

Law Office of Michael J. Scott, PC

D
2 total complaints → stable

M. G. Credit, Inc.

D
2 total complaints ↑ rising

MAJR Financial Corp

C
2 total complaints ↓ falling

MMG Law Group, PLLC

C
2 total complaints ↑ rising

MNE Services, Inc

D
2 total complaints ↓ falling

McNeil & Meyers Asset Management Group, LLC

D
2 total complaints ↑ rising

Media Collections, Inc

C
2 total complaints → stable

Mercury Financial Intermediate LLC

D
2 total complaints ↑ rising

Michael G. Niles

B
2 total complaints ↓ falling

Mid-South Adjustment Co., Inc.

F
2 total complaints ↑ rising

Mobiloans, LLC

F
2 total complaints ↑ rising

Monarch Recovery Holdings, Inc.

D
2 total complaints → stable

Moxley & Associates, LLC

B
2 total complaints ↓ falling

N.A.R., Inc.

D
2 total complaints ↓ falling

National Arbitration Forum

F
2 total complaints ↓ falling

National Commercial Services, Inc

D
2 total complaints ↓ falling

National Debt Holdings, LLC

D
2 total complaints ↑ rising

National Medical Administrators, Inc

B
2 total complaints ↓ falling

Nationwide Credit Corporation

C
2 total complaints → stable

New Horizons Finance Company, Inc

B
2 total complaints ↑ rising

North Shore Agency, LLC

C
2 total complaints ↓ falling

Omnipoint Capital

F
2 total complaints ↑ rising

Optimum Outcomes, Inc.

F
2 total complaints ↓ falling

Orion Capital Solutions LLC

D
2 total complaints → stable

Patient Account Services, LLC

D
2 total complaints ↓ falling

Pendleton Capital Management

F
2 total complaints ↓ falling

Pendrick Capital Partners Holding, LLC

C
2 total complaints ↓ falling

Prime Recovery LLC

D
2 total complaints ↑ rising

R.M. Galicia, Inc.

D
2 total complaints ↓ falling

RAB, Inc.

D
2 total complaints ↓ falling

RGS Financial, Inc.

D
2 total complaints ↓ falling

RMB, Inc.

C
2 total complaints ↓ falling

RSI Enterprises, Inc.

D
2 total complaints ↓ falling

Real Time Group, Inc.

D
2 total complaints ↓ falling

Receivable Management Group, Inc. (GA)

C
2 total complaints ↓ falling

Recovery One, LLC

D
2 total complaints ↓ falling

Reel Time Capital LLC

D
2 total complaints ↑ rising

Roadrunner Account Services, LLC

D
2 total complaints ↑ rising

Rocket Mortgage, LLC

C
2 total complaints ↑ rising

Rosen Harwood, P.A.

B
2 total complaints ↑ rising

If a collector is contacting you in Mississippi

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Mississippi resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Mississippi

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Mississippi Resident

Three parallel channels apply in Mississippi: the CFPB complaint form (powers this dataset), the Mississippi attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.