State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

Sokaogon Finance, Inc.

B
1 total complaints ↓ falling

Solvent Plus LLC

B
1 total complaints ↑ rising

Southwestern Investors Group, LLC

D
1 total complaints ↓ falling

Southwood Financial, LLC.

B
1 total complaints ↑ rising

Special Financing Company, LLC

B
1 total complaints ↑ rising

Stern Recovery Services, Inc.

F
1 total complaints ↓ falling

Summit AmeriFirst Holdings, Inc.

A
1 total complaints ↓ falling

Summit Consumer Group

F
1 total complaints ↓ falling

Sunlight Financial LLC

D
1 total complaints ↑ rising

Texas Higher Education Coordinating Board

A
1 total complaints ↓ falling

Triad Financial Services, Inc.

B
1 total complaints ↓ falling

TTM Global Enterprises LLC

F
1 total complaints ↑ rising

Tally Technologies

C
1 total complaints ↓ falling

Telerecovery Corporation

F
1 total complaints → stable

The Affiliated Group, Inc

C
1 total complaints ↓ falling

The Allen Daniel Associates, Inc.

D
1 total complaints ↑ rising

The Best Service Co.,Inc

D
1 total complaints ↓ falling

The Cherrington Firm PLLC

F
1 total complaints ↓ falling

The J. G. Wentworth Company

C
1 total complaints ↑ rising

The Law Office of John P. Frye P.C.

B
1 total complaints ↓ falling

The Law Offices of Daniel C. Consuegra

F
1 total complaints ↓ falling

The Law Offices of Gerald E Moore & Associates, PC

C
1 total complaints ↓ falling

The Law Offices of Jennifer McCoy, PC

D
1 total complaints → stable

The Levinbook Law Firm, P.C.

C
1 total complaints → stable

The Outsource Group, Inc

F
1 total complaints ↓ falling

Todd, Bremer & Lawson, Inc.

D
1 total complaints ↓ falling

Top Line Collectors LLC

D
1 total complaints ↑ rising

Tormey Bewley Corporation

C
1 total complaints ↓ falling

Tribal Lending Enterprise, Inc.

D
1 total complaints ↓ falling

Triple AC Resolutions

F
1 total complaints ↓ falling

UBS Bank USA

A
1 total complaints ↓ falling

ULRS, Inc.

D
1 total complaints → stable

United Guaranty Corporation

D
1 total complaints ↓ falling

United Mortgage Corp

A
1 total complaints ↑ rising

United Student Loan Solutions

B
1 total complaints ↓ falling

USCB, Inc.

D
1 total complaints ↓ falling

United Accounts, Inc.

F
1 total complaints ↑ rising

United Check Recovery Bureau, Inc.

C
1 total complaints → stable

United Collection Service, Inc (FL)

D
1 total complaints ↓ falling

United Debt Counselors, LLC

B
1 total complaints ↓ falling

United Group Inc.

B
1 total complaints → stable

Universal Account Servicing, LLC

F
1 total complaints → stable

Universal Technical Institute

D
1 total complaints ↓ falling

Unlimited Progress Corp

C
1 total complaints ↓ falling

Vystar Credit Union

D
1 total complaints ↑ rising

Van Horn Automotive Group, Inc.

F
1 total complaints ↑ rising

Veripro Solutions Inc.

C
1 total complaints ↓ falling

Voss & Klein, LLC

D
1 total complaints → stable

WD Global Group, LLC

F
1 total complaints ↓ falling

Wilkinson LAW Firm, P.C.

B
1 total complaints ↑ rising

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.