State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

PulteGroup, Inc.

C
1 total complaints → stable

R.A.Rogers, Inc.

C
1 total complaints ↓ falling

R.M. Galicia, Inc.

D
1 total complaints ↓ falling

RAB, Inc.

D
1 total complaints ↓ falling

RDK Collections Inc.

C
1 total complaints ↓ falling

ROC Asset Solutions, LLC

F
1 total complaints ↓ falling

RSB Equity Group, LLC

B
1 total complaints ↓ falling

Receivable Asset Management

D
1 total complaints ↓ falling

Receivable Solutions, Inc.

D
1 total complaints ↓ falling

Receivables Management Corporation

D
1 total complaints ↓ falling

Red River Collections Inc.

A
1 total complaints ↓ falling

Reel Time Capital LLC

D
1 total complaints ↑ rising

Reliable Auto Finance, Inc.

A
1 total complaints ↑ rising

Reliant Financial Corporation

D
1 total complaints → stable

Revenue Collection Bureau, Inc.

D
1 total complaints ↓ falling

Revenue Cycle Associates, Inc.

D
1 total complaints ↑ rising

Rhojo Enterprises, LLC

F
1 total complaints ↓ falling

Riehlman Shafer and Shaw LLC

C
1 total complaints → stable

River Heights Capital LLC

F
1 total complaints ↑ rising

Robinson, Reagan and Young PLLC

F
1 total complaints ↓ falling

Rock Creek Capital, LLC

D
1 total complaints ↓ falling

Rocky Mountain Recovery Group

F
1 total complaints ↓ falling

Rose Agency Inc.

A
1 total complaints ↓ falling

Ross, Stuart & Dawson Inc

F
1 total complaints ↑ rising

Rubin & Rothman, LLC

C
1 total complaints ↑ rising

Russell W Richardson, Attorney at Law

F
1 total complaints ↓ falling

S&S Physician Services, Inc.

D
1 total complaints ↓ falling

Sacor Financial, Inc

C
1 total complaints ↓ falling

SCA Collections, Inc.

D
1 total complaints ↓ falling

Schoolsfirst Federal Credit Union

B
1 total complaints ↑ rising

Servicelink Loss Mitigation Services

A
1 total complaints ↓ falling

SF Vago, LLC

C
1 total complaints ↑ rising

SFS, Inc

B
1 total complaints ↓ falling

Singletary & Thrash-Jackson, P.a.

C
1 total complaints ↓ falling

SM Law, PC

A
1 total complaints ↓ falling

SRA Associates, Inc.

C
1 total complaints ↓ falling

Student Assistance Foundation

B
1 total complaints ↓ falling

SUN Finance Company, LLC

A
1 total complaints ↑ rising

SW Linear Investment Group, LLC

D
1 total complaints ↓ falling

Sa-Vit Enterprises, Inc.

D
1 total complaints ↓ falling

Schukei Chevrolet Volkswagen

F
1 total complaints ↑ rising

Scratch Services, Inc.

D
1 total complaints ↓ falling

Sensible Auto Lending, LLC

D
1 total complaints ↑ rising

Servatus Corporation

D
1 total complaints ↓ falling

Servis One, Inc., Titusville, PA Branch

B
1 total complaints ↓ falling

Simon PLC Attorneys & Counselors

B
1 total complaints ↓ falling

Simon's Agency, Inc.

F
1 total complaints ↓ falling

Skopos Financial, LLC

B
1 total complaints ↑ rising

Smith & Johnson, Attorneys PC

A
1 total complaints ↓ falling

Snap Recovery, Inc.

D
1 total complaints ↑ rising

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.