What is the most common complaint against United Collection Service, Inc (FL)?

The most common issue consumers report about United Collection Service, Inc (FL) is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 61 complaints filed with the CFPB.

Are complaints against United Collection Service, Inc (FL) increasing or decreasing?

Complaints against United Collection Service, Inc (FL) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is United Collection Service, Inc (FL)'s reputation grade?

United Collection Service, Inc (FL) has a reputation grade of D (score: 51.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Collection Service, Inc (FL) respond to consumer complaints?

United Collection Service, Inc (FL) has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 48% of cases.

In how many states does United Collection Service, Inc (FL) operate?

United Collection Service, Inc (FL) has received CFPB complaints from consumers in 9 states, with the most complaints from Florida (46 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Collection Service, Inc (FL) - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

24
Cont'd attempts collect debt not owed

13
Written notification about debt

11
Disclosure verification of debt

5
False statements or representation

3
Communication tactics

3

Data updated September 2026

CFPB complaint disposition

CCDB record united-collection-service-inc-fl United Collection Service, Inc (FL)

Grade D · 61 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #1081 · compose #3926

VOL 61
GRADE D
12MO 0
STATES 9
TIMELY 98%
DISPUTE 48%
ISSUE Attempts to collect debt n…
RANK #1,081
COMPOSE #3,926

Volume peers

Nearest volume peer: Apothaker & Associates, PC (61 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Collection Service, Inc (FL)'s 61 CFPB complaints sit next to Apothaker & Associates, PC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.4% of United Collection Service, Inc (FL)'s CFPB filings land in Florida

High volume does not equal a clean composite: United Collection Service, Inc (FL) is volume #1,081 but composite #3,926, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 75.4%; 46 of 61 filings · 9 states touched
Spike month: 2023-02 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,081 volume; #3,926 composite; Cleanest-composite ladder is 2,845 places worse than volume

How does United Collection Service, Inc (FL) compare to its peers?

How does United Collection Service, Inc (FL) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Collection Serv… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

59%

91%

Consumer-dispute ratelower is better

48%

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-02 2025-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	24
Cont'd attempts collect debt not owed	13
Written notification about debt	11
Disclosure verification of debt	5
False statements or representation	3
Communication tactics	3
Took or threatened to take negative or legal action	2

Where do complaints against United Collection Service, Inc (FL) come from?

United Collection Service, Inc (FL)'s own per-state count, not a national baseline.

Florida

46
Georgia

4
Pennsylvania

2
Tennessee

2
Illinois

1
Louisiana

1
Michigan

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Collection Service, Inc (FL): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 61.

4 peers

Know your rights before responding to United Collection Service, Inc (FL): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.