State complaint profile

Debt collection complaints in Northern Mariana Islands

13 CFPB complaints filed against 12 debt collectors active in Northern Mariana Islands.

Complaints
13
Collectors
12
Top collector
Action Collection Service

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Northern Mariana Islands at a glance

Northern Mariana Islands consumers have filed 13 CFPB debt-collection complaints against 12 collectors.

13
CFPB complaints filed
12
collectors active here
#1
most-complained: Action Collection Service

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Northern Mariana Islands

Northern Mariana Islands is a thin filing book: #55 of 56 by absolute volume with only 13 CFPB complaints in this extract.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Northern Mariana Islands residents in this extract is Action Collection Service (30.8% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in Northern Mariana Islands

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from Northern Mariana Islands residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where Northern Mariana Islands's 13 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 30.8% of Northern Mariana Islands filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Action Collection Service

D
2 total complaints → stable

Army and Air Force Exchange Service

F
1 total complaints ↑ rising

Encore Capital Group Inc.

D
1 total complaints ↑ rising

ERC

D
1 total complaints ↓ falling

Expert Global Solutions, Inc.

D
1 total complaints ↓ falling

Experian Information Solutions Inc.

D
1 total complaints ↑ rising

Fein, Such, Kahn & Shepard, P.C.

D
1 total complaints ↓ falling

Financial Assistance Inc

C
1 total complaints → stable

Omega RMS, LLC

D
1 total complaints ↑ rising

Synchrony Financial

D
1 total complaints → stable

Transworld Systems Inc

D
1 total complaints → stable

United PanAm Financial Corp.

C
1 total complaints ↑ rising

If a collector is contacting you in Northern Mariana Islands

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Northern Mariana Islands slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Northern Mariana Islands

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Northern Mariana Islands Resident

With only 13 Northern Mariana Islands filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Northern Mariana Islands AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.