State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 31

Sorted by most complaints

Revenued LLC

D
2 total complaints ↑ rising

Revolution Financial Inc.

C
2 total complaints ↓ falling

River Financial Inc.

2 total complaints ↑ rising

River Heights Capital LLC

F
2 total complaints ↑ rising

Roquemore Holdings LLC

D
2 total complaints ↓ falling

Rossi Law Offices, Ltd

C
2 total complaints ↑ rising

RoundPoint Mortgage Servicing LLC

C
2 total complaints → stable

Russell W Richardson, Attorney at Law

F
2 total complaints ↓ falling

Sacor Financial, Inc

C
2 total complaints ↓ falling

SB Holdings, Inc.

F
2 total complaints ↑ rising

Southstate Bank Corporation

B
2 total complaints ↑ rising

Scratch Services, Inc.

D
2 total complaints ↓ falling

Secure Capital Management, Inc.

C
2 total complaints ↓ falling

Security National Automotive Acceptance

F
2 total complaints ↓ falling

Select Resource Group

F
2 total complaints ↓ falling

Sequoia Financial Services

C
2 total complaints ↓ falling

Sierra Holdings LLC

D
2 total complaints ↓ falling

Smith Debnam Narron Drake Saintsing & Myers LLP

F
2 total complaints ↓ falling

SoLo Funds Inc.

C
2 total complaints ↓ falling

Southwest Mediation Service

D
2 total complaints ↓ falling

Southwestern Investors Group, LLC

D
2 total complaints ↓ falling

Southwood Financial, LLC.

B
2 total complaints ↑ rising

Sperlonga Data & Analytics Systems, LLC

A
2 total complaints ↑ rising

Statewide Tax Recovery, LLC

F
2 total complaints ↓ falling

Superior Adjustment, Inc.

B
2 total complaints ↓ falling

Suttell, Hammer & White, P.S

D
2 total complaints → stable

TSC Accounts Receivable Solutions

F
2 total complaints ↓ falling

The Affiliated Group, Inc

C
2 total complaints ↓ falling

The J. G. Wentworth Company

C
2 total complaints ↑ rising

The Wilber Law Firm, P.C.

F
2 total complaints ↓ falling

Thrivepoint Financial Holdings, Inc.

F
2 total complaints → stable

Tribal Lending Enterprise, Inc.

D
2 total complaints ↓ falling

Trustly, Inc.

C
2 total complaints ↑ rising

Tulsa Adjustment Bureau

D
2 total complaints ↓ falling

UMB Financial Corporation

B
2 total complaints ↑ rising

Umpqua Holdings Corporation

B
2 total complaints ↓ falling

United Auto Acceptance

F
2 total complaints → stable

USA Service Finance LLC

B
2 total complaints ↓ falling

Underwood James and Associates LLC

D
2 total complaints ↓ falling

Universal Payment Corporation

F
2 total complaints ↑ rising

Unlimited Progress Corp

C
2 total complaints ↓ falling

Uprova Credit, LLC

B
2 total complaints ↑ rising

Upstate Collection Center, Inc.

C
2 total complaints → stable

Upstate Remedial Management Inc

F
2 total complaints ↓ falling

Vanderbilt Mortgage & Finance, Inc

B
2 total complaints → stable

Velo LAW Office

B
2 total complaints ↑ rising

Valarity, LLC

D
2 total complaints ↓ falling

Vehicle Solutions Corp

C
2 total complaints ↓ falling

VeriCore, LLC

C
2 total complaints ↓ falling

Vision Financial Corp.

D
2 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.