What is the most common complaint against Uprova Credit, LLC?

The most common issue consumers report about Uprova Credit, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 8 complaints filed with the CFPB.

Are complaints against Uprova Credit, LLC increasing or decreasing?

Complaints against Uprova Credit, LLC are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Uprova Credit, LLC's reputation grade?

Uprova Credit, LLC has a reputation grade of B (score: 64.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Uprova Credit, LLC respond to consumer complaints?

Uprova Credit, LLC has a 100% timely response rate to CFPB complaints.

In how many states does Uprova Credit, LLC operate?

Uprova Credit, LLC has received CFPB complaints from consumers in 5 states, with the most complaints from Florida (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Uprova Credit, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Communication tactics

2
Electronic communications

2
Written notification about debt

1
Threatened to contact someone or share information improperly

1

Data updated September 2026

CFPB complaint disposition

CCDB record uprova-credit-llc Uprova Credit, LLC

Grade B · 8 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2765 · compose #1848

VOL 8
GRADE B
12MO 3
STATES 5
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,765
COMPOSE #1,848

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Uprova Credit, LLC's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for Uprova Credit, LLC (25.0%)

The 2025-06 spike coincides with a 917-place gap between volume rank #2,765 and composite #1,848. Corpus placement method.

Plurality state: Florida 25.0%; Mid-band (15–30%) · 5 states with ≥1 filing
Spike month: 2025-06 21.4%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,765 volume; #1,848 composite; Cleanest-composite ladder is 917 places better than volume

How does Uprova Credit, LLC compare to its peers?

How does Uprova Credit, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Uprova Credit, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2025-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Communication tactics	2
Electronic communications	2
Written notification about debt	1
Threatened to contact someone or share information improperly	1

Where do complaints against Uprova Credit, LLC come from?

Uprova Credit, LLC's own per-state count, not a national baseline.

Florida

2
Illinois

2
Texas

2
California

1
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Uprova Credit, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Uprova Credit, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.