State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 30

Sorted by most complaints

Morris, Hardwick, Schneider, LLC

B
2 total complaints ↓ falling

Mountain Land Collections, Inc.

C
2 total complaints → stable

Moxley & Associates, LLC

B
2 total complaints ↓ falling

Mutual Financial Partners

C
2 total complaints ↓ falling

Nationwide Acceptance LLC

C
2 total complaints → stable

NCD Financial, LLC

C
2 total complaints ↑ rising

National Arbitration Forum

F
2 total complaints ↓ falling

National Consumer Telecom & Utilities Exchange, Inc.

D
2 total complaints ↑ rising

National Credit Services, Inc.

C
2 total complaints ↓ falling

National Management Recovery Corp. (NMRC)

F
2 total complaints ↓ falling

Nationwide Title Clearing, Inc.

C
2 total complaints ↓ falling

Nevada Credico, Inc.

D
2 total complaints ↓ falling

New Era Asset Management, LLC

B
2 total complaints ↓ falling

Niagara Restitution Service Inc

C
2 total complaints ↓ falling

Noam J. Cohen, PA

F
2 total complaints ↓ falling

North Capital Recovery Services

C
2 total complaints ↑ rising

Northeast Collection Bureau

F
2 total complaints ↓ falling

Northern Trust Company, The

A
2 total complaints ↓ falling

OLD National Bancorp

A
2 total complaints → stable

Optima Recovery Services LLC.

C
2 total complaints ↓ falling

Outsource Services, Inc. d/b/a National Acceptance Company

C
2 total complaints ↓ falling

Prancer Capital Corp

B
2 total complaints ↑ rising

Pacific Financial Group (Closed)

B
2 total complaints ↓ falling

PayTomorrow, LLC

D
2 total complaints ↑ rising

Payment Resolution Services

C
2 total complaints ↑ rising

Peer Advisors, LLC

B
2 total complaints → stable

Peritus Portfolio Services II, LLC

B
2 total complaints ↑ rising

Perpay, Inc.

D
2 total complaints ↑ rising

Phoenix Management Solutions, L.L.C.

D
2 total complaints ↓ falling

Polk Auto Finance Inc

B
2 total complaints ↑ rising

Premier Portfolio Group

F
2 total complaints ↓ falling

Primary Financial Services L.L.C.

C
2 total complaints ↓ falling

Professional Adjustment Bureau of Mid-America, Inc.

B
2 total complaints ↓ falling

Professional Mitigation Services, Inc

B
2 total complaints ↓ falling

Professional Recovery Consultants, Inc.

C
2 total complaints ↓ falling

Prohealth Care, Inc

F
2 total complaints → stable

Quest Legal Group

F
2 total complaints ↓ falling

Quick Bridge Funding, LLC

C
2 total complaints ↓ falling

Rockford Mercantile Agency, Inc.

B
2 total complaints ↓ falling

RUI Credit Services, Inc.

C
2 total complaints ↓ falling

Receivable Solutions Specialist, Inc.

D
2 total complaints ↓ falling

Receivable Solutions, Inc.

D
2 total complaints ↓ falling

RedBrick Financial Group Inc.

B
2 total complaints ↓ falling

Relin, Goldstein & Crane, LLP

C
2 total complaints ↓ falling

Renew Financial Holdings Inc

C
2 total complaints ↓ falling

Residential Credit Solutions, Inc.

D
2 total complaints ↓ falling

Resolve Partners, LLC

C
2 total complaints ↓ falling

Resurgence Financial, LLC

B
2 total complaints ↓ falling

RevNow LLC

D
2 total complaints ↑ rising

Revenue Recovery Solutions Inc.

A
2 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.