State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 32

Sorted by most complaints

Wafd Bank

D
2 total complaints ↓ falling

Walter Lee & Associates, LLC

C
2 total complaints ↓ falling

Weber & Olcese, PLC

D
2 total complaints ↓ falling

Westwood Legal

F
2 total complaints ↓ falling

Wetherington Hamilton, P.A.

B
2 total complaints ↓ falling

Whetstone Partners, LLC

F
2 total complaints ↓ falling

Wolf River Development Company

D
2 total complaints ↑ rising

Zealandia Holding Company, Inc.

B
2 total complaints ↓ falling

Zip Co US Inc.

D
2 total complaints ↑ rising

1 Stop Money Centers, LLC

F
1 total complaints ↑ rising

1803 Capital, LLC

D
1 total complaints ↑ rising

1st Alliance Lending, LLC

B
1 total complaints ↓ falling

21st Mortgage Corp.

C
1 total complaints ↑ rising

24 Asset Management Corp

A
1 total complaints ↓ falling

4 Star Resolution LLC (Closed)

F
1 total complaints ↓ falling

AAA Collections

D
1 total complaints → stable

Absolute Credit LLC

D
1 total complaints ↓ falling

AC AutoPay LLC, Denver, CO Branch

D
1 total complaints ↓ falling

Account Services Inc.

B
1 total complaints ↓ falling

ADP Inc.

F
1 total complaints ↓ falling

ADP, LLC

A
1 total complaints ↓ falling

ADR ARBITRATION SERVICES (Closed)

B
1 total complaints ↓ falling

ADS Resolve LLC

F
1 total complaints ↑ rising

AE Tradings Inc

F
1 total complaints ↑ rising

Alcar Inc.

B
1 total complaints ↑ rising

ALE Solutions, Inc.

D
1 total complaints → stable

Alexander-Rose Assoc, Inc.

C
1 total complaints ↑ rising

Alpat Company Inc

B
1 total complaints ↓ falling

American Internet Mortgage

C
1 total complaints ↓ falling

ANI International, Inc

A
1 total complaints ↓ falling

Apple Recovery Services Corp

F
1 total complaints ↓ falling

Apple Recovery, LLC

C
1 total complaints ↓ falling

AR Audit Services, Inc

C
1 total complaints ↓ falling

AR Solutions Inc

B
1 total complaints ↓ falling

Abbott Osborn Jacobs PLC

C
1 total complaints ↓ falling

Absolute Recovery Services, LLC

D
1 total complaints ↑ rising

Accelerated Creditors Services, Inc

C
1 total complaints ↓ falling

Accelerated Receivables Solutions

C
1 total complaints ↓ falling

Account Brokers Inc.

F
1 total complaints ↓ falling

Account Management Services, Inc.

D
1 total complaints ↓ falling

Account Outsourcing Group, LLC

F
1 total complaints ↓ falling

Account Recovery Service, Inc. (WI)

F
1 total complaints ↓ falling

Account Recovery Services, Inc.

C
1 total complaints ↓ falling

Accounts Interchange Group LLC

C
1 total complaints ↓ falling

Accounts Receivable Consultants Inc.

C
1 total complaints ↓ falling

Accredited Collection Service, Inc.

C
1 total complaints → stable

Accurate Financial Partners

B
1 total complaints ↓ falling

Acknowledge Debt Resolutions

C
1 total complaints ↓ falling

Acquired Assets, Ltd.

C
1 total complaints ↓ falling

Acra Intermediate Holdings, LLC

B
1 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.