What is the most common complaint against Prospect Recovery Solutions LLC?

The most common issue consumers report about Prospect Recovery Solutions LLC is "Communication tactics", specifically "You told them to stop contacting you, but they keep trying". This is based on 5 complaints filed with the CFPB.

Are complaints against Prospect Recovery Solutions LLC increasing or decreasing?

Complaints against Prospect Recovery Solutions LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Prospect Recovery Solutions LLC's reputation grade?

Prospect Recovery Solutions LLC has a reputation grade of F (score: 43.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Prospect Recovery Solutions LLC respond to consumer complaints?

Prospect Recovery Solutions LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Prospect Recovery Solutions LLC operate?

Prospect Recovery Solutions LLC has received CFPB complaints from consumers in 3 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Prospect Recovery Solutions LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

3
Attempts to collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record prospect-recovery-solutions-llc Prospect Recovery Solutions LLC

Grade F · 5 CFPB filings · 0% timely · lead issue: Communication tactics · vol #3215 · compose #4788

VOL 5
GRADE F
12MO 0
STATES 3
TIMELY 0%
DISPUTE 0%
ISSUE Communication tactics
RANK #3,215
COMPOSE #4,788

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Prospect Recovery Solutions LLC's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Prospect Recovery Solutions LLC's CFPB filings land in California

High volume does not equal a clean composite: Prospect Recovery Solutions LLC is volume #3,215 but composite #4,788, while California dominates the geography. Corpus placement method.

Dominant state: California 40.0%; 2 of 5 filings · 3 states touched
Spike month: 2017-09 28.6%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,215 volume; #4,788 composite; Cleanest-composite ladder is 1,573 places worse than volume

How does Prospect Recovery Solutions LLC compare to its peers?

How does Prospect Recovery Solutions LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Prospect Recovery Solu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2018-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
Attempts to collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Prospect Recovery Solutions LLC come from?

Prospect Recovery Solutions LLC's own per-state count, not a national baseline.

California

2
Illinois

2
Maryland

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Prospect Recovery Solutions LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Prospect Recovery Solutions LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.