What is the most common complaint against Payward Ventures Inc. dba Kraken?

The most common issue consumers report about Payward Ventures Inc. dba Kraken is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 5 complaints filed with the CFPB.

Are complaints against Payward Ventures Inc. dba Kraken increasing or decreasing?

Complaints against Payward Ventures Inc. dba Kraken are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Payward Ventures Inc. dba Kraken's reputation grade?

Payward Ventures Inc. dba Kraken has a reputation grade of C (score: 55.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Payward Ventures Inc. dba Kraken respond to consumer complaints?

Payward Ventures Inc. dba Kraken has a 67% timely response rate to CFPB complaints.

In how many states does Payward Ventures Inc. dba Kraken operate?

Payward Ventures Inc. dba Kraken has received CFPB complaints from consumers in 2 states, with the most complaints from Florida (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Payward Ventures Inc. dba Kraken - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

4
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record payward-ventures-inc-dba-kraken Payward Ventures Inc. dba Kraken

Grade C · 5 CFPB filings · 67% timely · lead issue: Attempts to collect debt not owed · vol #3204 · compose #3171

VOL 5
GRADE C
12MO 3
STATES 2
TIMELY 67%
ISSUE Attempts to collect debt n…
RANK #3,204
COMPOSE #3,171

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Payward Ventures Inc. dba Kraken's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

60.0% of Payward Ventures Inc. dba Kraken's CFPB filings land in Florida

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Florida 60.0%; 3 of 5 filings · 2 states touched
Spike month: 2025-07 33.3%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #3,204 volume; #3,171 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Payward Ventures Inc. dba Kraken compare to its peers?

How does Payward Ventures Inc. dba Kraken compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Payward Ventures Inc. … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-07 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	4
Written notification about debt	1

Where do complaints against Payward Ventures Inc. dba Kraken come from?

Payward Ventures Inc. dba Kraken's own per-state count, not a national baseline.

Florida

3
California

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Payward Ventures Inc. dba Kraken: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Payward Ventures Inc. dba Kraken: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.