What is the most common complaint against Oregon Credit & Collections Bureau, Inc.?

The most common issue consumers report about Oregon Credit & Collections Bureau, Inc. is "Took or threatened to take negative or legal action", specifically "Sued you in a state where you do not live or did not sign for the debt". This is based on 3 complaints filed with the CFPB.

Are complaints against Oregon Credit & Collections Bureau, Inc. increasing or decreasing?

Complaints against Oregon Credit & Collections Bureau, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Oregon Credit & Collections Bureau, Inc.'s reputation grade?

Oregon Credit & Collections Bureau, Inc. has a reputation grade of A (score: 83.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oregon Credit & Collections Bureau, Inc. respond to consumer complaints?

Oregon Credit & Collections Bureau, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Oregon Credit & Collections Bureau, Inc. operate?

Oregon Credit & Collections Bureau, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon Credit & Collections Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record oregon-credit-collections-bureau-inc Oregon Credit & Collections Bureau, Inc.

Grade A · 3 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #3782 · compose #185

VOL 3
GRADE A
12MO 0
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #3,782
COMPOSE #185

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oregon Credit & Collections Bureau, Inc.'s 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of Oregon Credit & Collections Bureau, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Oregon Credit & Collections Bureau, Inc. is volume #3,782 but composite #185, while California dominates the geography. Corpus placement method.

Dominant state: California 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2023-04 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,782 volume; #185 composite; Cleanest-composite ladder is 3,597 places better than volume

How does Oregon Credit & Collections Bureau, Inc. compare to its peers?

How does Oregon Credit & Collections Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Oregon Credit & Collec… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-04 2023-04

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Cont'd attempts collect debt not owed	1

Where do complaints against Oregon Credit & Collections Bureau, Inc. come from?

Oregon Credit & Collections Bureau, Inc.'s own per-state count, not a national baseline.

California

2
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oregon Credit & Collections Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Oregon Credit & Collections Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.